/*!
 * MahadevX - Bank Transfer (BT) styling
 * v2.19.0
 *
 * Text-based premium design. No images / no 3D renders. Pure CSS.
 * Covers: Home page BT offer section, Personal Loan page BT banner, BT hero patterns.
 */

/* ============================================================
   HOME PAGE - BT OFFER SECTION
   ============================================================ */

.mhx-bt-offer {
	position: relative;
	padding: 4rem 0 5rem;
	background: linear-gradient(180deg, #FFFFFF 0%, #FAFBFC 50%, #F0F2F5 100%);
	overflow: hidden;
}

.mhx-bt-offer::before {
	content: '';
	position: absolute;
	inset: 0;
	background:
		radial-gradient(1000px 400px at 5% -10%, rgba(223, 68, 4, 0.06), transparent 60%),
		radial-gradient(800px 300px at 100% 100%, rgba(26, 30, 36, 0.05), transparent 60%);
	pointer-events: none;
}

.mhx-bt-offer > .container {
	position: relative;
	z-index: 1;
}

.mhx-bt-offer__head {
	text-align: center;
	max-width: 780px;
	margin: 0 auto 2.5rem;
}

.mhx-bt-offer__badges {
	display: inline-flex;
	gap: 0.5rem;
	flex-wrap: wrap;
	justify-content: center;
	margin-bottom: 1rem;
}

.mhx-bt-offer__badge {
	display: inline-flex;
	align-items: center;
	gap: 0.35rem;
	padding: 0.35rem 0.85rem;
	border-radius: 999px;
	font-size: 0.72rem;
	font-weight: 800;
	letter-spacing: 0.05em;
	text-transform: uppercase;
	border: 1.5px solid;
}

.mhx-bt-offer__badge--seasonal {
	background: linear-gradient(135deg, #FFEDE3 0%, #FED7BA 100%);
	color: #8A2A00;
	border-color: #F5C5B6;
}

.mhx-bt-offer__badge--seasonal::before {
	content: '🎉';
}

.mhx-bt-offer__badge--evergreen {
	background: #F7F8FA;
	color: #1A1E24;
	border-color: #D6DAE0;
}

.mhx-bt-offer__badge--evergreen::before {
	content: '💡';
}

.mhx-bt-offer__title {
	font-size: clamp(1.8rem, 3.5vw, 2.6rem);
	font-weight: 800;
	color: #1A1E24;
	margin: 0 0 0.6rem;
	line-height: 1.15;
	letter-spacing: -0.01em;
}

.mhx-bt-offer__subtitle {
	font-size: clamp(0.95rem, 1.5vw, 1.05rem);
	color: #5B6573;
	line-height: 1.65;
	margin: 0;
}

/* ---------- 4-CARD GRID (2×2 desktop, stack mobile) ---------- */

.mhx-bt-offer__grid {
	display: grid;
	grid-template-columns: repeat(2, 1fr);
	gap: 1.2rem;
	margin-bottom: 2.5rem;
}

@media (max-width: 900px) {
	.mhx-bt-offer__grid {
		grid-template-columns: 1fr;
	}
}

.mhx-bt-card {
	position: relative;
	display: flex;
	flex-direction: column;
	padding: 1.6rem 1.6rem 1.4rem;
	background: #fff;
	border-radius: 16px;
	border: 1.5px solid #EEF0F2;
	text-decoration: none;
	color: inherit;
	overflow: hidden;
	transition: transform 0.25s ease, border-color 0.25s ease, box-shadow 0.25s ease;
}

.mhx-bt-card::before {
	content: '';
	position: absolute;
	top: 0;
	left: 0;
	right: 0;
	height: 4px;
	background: var(--mhx-bt-accent, #DF4404);
	transform: scaleX(0.4);
	transform-origin: left center;
	transition: transform 0.35s ease;
}

.mhx-bt-card:hover {
	transform: translateY(-4px);
	border-color: var(--mhx-bt-accent, #DF4404);
	box-shadow: 0 20px 40px -20px rgba(26, 30, 36, 0.18);
}

.mhx-bt-card:hover::before {
	transform: scaleX(1);
}

.mhx-bt-card__head {
	margin-bottom: 1.1rem;
}

.mhx-bt-card__label {
	font-size: 1.15rem;
	font-weight: 800;
	color: #1A1E24;
	letter-spacing: -0.01em;
	line-height: 1.2;
}

.mhx-bt-card__sub {
	font-size: 0.75rem;
	color: var(--mhx-bt-accent, #DF4404);
	text-transform: uppercase;
	letter-spacing: 0.08em;
	font-weight: 700;
	margin-top: 0.2rem;
}

.mhx-bt-card__rate {
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	padding: 1rem 0 0.6rem;
	border-top: 1px dashed #EEF0F2;
	border-bottom: 1px dashed #EEF0F2;
	margin-bottom: 1rem;
}

.mhx-bt-card__rate-prefix {
	font-size: 0.7rem;
	color: #9AA1AB;
	text-transform: uppercase;
	letter-spacing: 0.08em;
	font-weight: 700;
	margin-bottom: 0.15rem;
}

.mhx-bt-card__rate-figure {
	display: flex;
	align-items: baseline;
	gap: 0.15rem;
	line-height: 1;
}

.mhx-bt-card__rate-num {
	font-size: clamp(2.6rem, 6vw, 3.4rem);
	font-weight: 900;
	color: var(--mhx-bt-accent, #DF4404);
	letter-spacing: -0.03em;
	font-variant-numeric: tabular-nums;
	background: linear-gradient(180deg, var(--mhx-bt-accent, #DF4404) 0%, #8A2A00 100%);
	-webkit-background-clip: text;
	background-clip: text;
	-webkit-text-fill-color: transparent;
}

.mhx-bt-card__rate-unit {
	font-size: 1.4rem;
	font-weight: 800;
	color: var(--mhx-bt-accent, #DF4404);
}

.mhx-bt-card__rate-unit sup {
	font-size: 0.6em;
	color: #9AA1AB;
	margin-left: 2px;
}

.mhx-bt-card__rate-suffix {
	font-size: 0.75rem;
	color: #5B6573;
	font-weight: 600;
	margin-top: 0.25rem;
}

.mhx-bt-card__blurb {
	font-size: 0.85rem;
	color: #5B6573;
	line-height: 1.55;
	margin: 0 0 1.2rem;
	flex: 1;
}

.mhx-bt-card__cta {
	display: inline-flex;
	align-items: center;
	gap: 0.35rem;
	font-size: 0.9rem;
	font-weight: 700;
	color: var(--mhx-bt-accent, #DF4404);
	letter-spacing: 0.01em;
}

.mhx-bt-card__cta span {
	transition: transform 0.25s ease;
}

.mhx-bt-card:hover .mhx-bt-card__cta span {
	transform: translateX(4px);
}

/* ---------- LEGAL / DISCLAIMER ---------- */

.mhx-bt-offer__legal {
	max-width: 900px;
	margin: 0 auto 2.5rem;
	padding: 1rem 1.2rem;
	font-size: 0.72rem;
	color: #5B6573;
	line-height: 1.55;
	background: #FAFBFC;
	border: 1px solid #EEF0F2;
	border-radius: 10px;
	text-align: left;
}

.mhx-bt-offer__legal sup {
	color: #DF4404;
	font-weight: 700;
}

/* ---------- FINAL CTA ROW ---------- */

.mhx-bt-offer__cta-row {
	display: grid;
	grid-template-columns: 1fr auto;
	gap: 1.5rem;
	align-items: center;
	padding: 1.8rem 2rem;
	background: linear-gradient(135deg, #1A1E24 0%, #2C1B00 45%, #DF4404 100%);
	border-radius: 16px;
	color: #fff;
}

@media (max-width: 780px) {
	.mhx-bt-offer__cta-row {
		grid-template-columns: 1fr;
		text-align: center;
		padding: 1.5rem;
	}
}

.mhx-bt-offer__cta-copy h3 {
	font-size: 1.35rem;
	margin: 0 0 0.3rem;
	color: #fff;
	font-weight: 800;
}

.mhx-bt-offer__cta-copy p {
	font-size: 0.85rem;
	color: rgba(255, 255, 255, 0.85);
	margin: 0;
	line-height: 1.5;
}

.mhx-bt-offer__cta-buttons {
	display: flex;
	gap: 0.6rem;
	flex-wrap: wrap;
	justify-content: flex-end;
}

@media (max-width: 780px) {
	.mhx-bt-offer__cta-buttons {
		justify-content: center;
	}
}

.mhx-bt-btn {
	display: inline-flex;
	align-items: center;
	gap: 0.35rem;
	padding: 0.75rem 1.4rem;
	border-radius: 10px;
	font-size: 0.9rem;
	font-weight: 700;
	text-decoration: none;
	transition: transform 0.2s ease, background 0.2s ease;
	white-space: nowrap;
}

.mhx-bt-btn--primary {
	background: #fff;
	color: #DF4404;
}

.mhx-bt-btn--primary:hover {
	transform: translateY(-2px);
	background: #FFEDE3;
}

.mhx-bt-btn--ghost {
	background: rgba(255, 255, 255, 0.1);
	color: #fff;
	border: 1.5px solid rgba(255, 255, 255, 0.35);
}

.mhx-bt-btn--ghost:hover {
	background: rgba(255, 255, 255, 0.2);
	transform: translateY(-2px);
}

/* ============================================================
   PERSONAL LOAN PAGE - BT BANNER (below site header, above H1)
   ============================================================ */

.mhx-pl-bt-banner {
	position: relative;
	padding: 3rem 0 3.5rem;
	background:
		radial-gradient(circle at 20% 80%, rgba(223, 68, 4, 0.08) 0%, transparent 50%),
		radial-gradient(circle at 80% 20%, rgba(11, 27, 51, 0.08) 0%, transparent 50%),
		linear-gradient(135deg, #FFFFFF 0%, #FAFBFC 100%);
	overflow: hidden;
	border-bottom: 1px solid #EEF0F2;
}

.mhx-pl-bt-banner__grid {
	display: grid;
	grid-template-columns: 1.15fr 1fr;
	gap: 2.5rem;
	align-items: center;
}

@media (max-width: 900px) {
	.mhx-pl-bt-banner__grid {
		grid-template-columns: 1fr;
		gap: 1.8rem;
	}
}

.mhx-pl-bt-banner__badge {
	display: inline-flex;
	align-items: center;
	gap: 0.35rem;
	padding: 0.35rem 0.85rem;
	background: linear-gradient(135deg, #FFEDE3 0%, #FED7BA 100%);
	color: #8A2A00;
	border: 1.5px solid #F5C5B6;
	border-radius: 999px;
	font-size: 0.7rem;
	font-weight: 800;
	letter-spacing: 0.06em;
	text-transform: uppercase;
	margin-bottom: 1rem;
}

.mhx-pl-bt-banner__badge::before {
	content: '🎉';
}

.mhx-pl-bt-banner__title {
	font-size: clamp(1.8rem, 3.5vw, 2.6rem);
	font-weight: 800;
	color: #1A1E24;
	margin: 0 0 0.6rem;
	line-height: 1.15;
	letter-spacing: -0.01em;
}

.mhx-pl-bt-banner__sub {
	font-size: clamp(1.1rem, 2vw, 1.35rem);
	color: #DF4404;
	font-weight: 800;
	margin: 0 0 0.5rem;
	letter-spacing: -0.01em;
}

.mhx-pl-bt-banner__meta {
	font-size: 0.9rem;
	color: #5B6573;
	line-height: 1.55;
	margin: 0 0 1.5rem;
}

.mhx-pl-bt-banner__actions {
	display: flex;
	gap: 0.6rem;
	flex-wrap: wrap;
	margin-bottom: 1rem;
}

.mhx-pl-bt-banner__cta-primary {
	display: inline-flex;
	align-items: center;
	gap: 0.4rem;
	padding: 0.85rem 1.6rem;
	background: linear-gradient(135deg, #DF4404 0%, #8A2A00 100%);
	color: #fff;
	border-radius: 10px;
	font-size: 0.95rem;
	font-weight: 800;
	text-decoration: none;
	transition: transform 0.2s ease, box-shadow 0.2s ease;
	box-shadow: 0 6px 20px -8px rgba(223, 68, 4, 0.5);
}

.mhx-pl-bt-banner__cta-primary:hover {
	transform: translateY(-2px);
	box-shadow: 0 12px 30px -10px rgba(223, 68, 4, 0.6);
	color: #fff;
}

.mhx-pl-bt-banner__cta-secondary {
	display: inline-flex;
	align-items: center;
	gap: 0.4rem;
	padding: 0.85rem 1.4rem;
	background: #fff;
	color: #1A1E24;
	border: 1.5px solid #D6DAE0;
	border-radius: 10px;
	font-size: 0.9rem;
	font-weight: 700;
	text-decoration: none;
	transition: border-color 0.2s ease;
}

.mhx-pl-bt-banner__cta-secondary:hover {
	border-color: #1A1E24;
	color: #1A1E24;
}

.mhx-pl-bt-banner__trust {
	font-size: 0.75rem;
	color: #9AA1AB;
	font-weight: 600;
}

/* ---------- RIGHT COLUMN: TEXT-BASED 9.99% TREATMENT ---------- */

.mhx-pl-bt-hero {
	position: relative;
	background: #fff;
	border: 1.5px solid #EEF0F2;
	border-radius: 20px;
	padding: 2rem 1.8rem;
	text-align: center;
	overflow: hidden;
}

.mhx-pl-bt-hero::before {
	content: '';
	position: absolute;
	top: -50%;
	right: -50%;
	width: 200%;
	height: 200%;
	background: conic-gradient(from 0deg at 50% 50%, transparent 0deg, rgba(223, 68, 4, 0.06) 90deg, transparent 180deg, rgba(11, 27, 51, 0.04) 270deg, transparent 360deg);
	animation: mhx-pl-bt-rotate 20s linear infinite;
	pointer-events: none;
	z-index: 0;
}

@keyframes mhx-pl-bt-rotate {
	from { transform: rotate(0deg); }
	to   { transform: rotate(360deg); }
}

.mhx-pl-bt-hero__prefix {
	position: relative;
	z-index: 1;
	display: block;
	font-size: 0.85rem;
	color: #5B6573;
	font-weight: 700;
	text-transform: uppercase;
	letter-spacing: 0.08em;
	margin-bottom: 0.6rem;
}

.mhx-pl-bt-hero__figure {
	position: relative;
	z-index: 1;
	display: inline-flex;
	align-items: baseline;
	justify-content: center;
	gap: 0.2rem;
	padding: 0.8rem 1.4rem;
	background: linear-gradient(180deg, #FFF7F3 0%, #FFEDE3 100%);
	border: 1px solid #F5C5B6;
	border-radius: 16px;
	margin-bottom: 0.6rem;
	box-shadow:
		0 10px 30px -12px rgba(223, 68, 4, 0.35),
		inset 0 1px 0 rgba(255, 255, 255, 0.9);
}

.mhx-pl-bt-hero__num {
	font-family: 'Playfair Display', 'Georgia', serif;
	font-size: clamp(3.5rem, 8vw, 5.5rem);
	font-weight: 900;
	line-height: 1;
	letter-spacing: -0.04em;
	color: transparent;
	background: linear-gradient(180deg, #DF4404 0%, #8A2A00 100%);
	-webkit-background-clip: text;
	background-clip: text;
	font-variant-numeric: tabular-nums;
}

.mhx-pl-bt-hero__pct {
	font-family: 'Playfair Display', 'Georgia', serif;
	font-size: clamp(2rem, 5vw, 3rem);
	font-weight: 700;
	color: #DF4404;
	line-height: 1;
}

.mhx-pl-bt-hero__pct sup {
	font-size: 0.5em;
	color: #9AA1AB;
	margin-left: 3px;
}

.mhx-pl-bt-hero__pa {
	position: relative;
	z-index: 1;
	display: block;
	font-size: 1rem;
	color: #DF4404;
	font-weight: 800;
	letter-spacing: 0.05em;
	margin-bottom: 1rem;
}

.mhx-pl-bt-hero__legal {
	position: relative;
	z-index: 1;
	font-size: 0.7rem;
	color: #9AA1AB;
	line-height: 1.5;
	margin-bottom: 1.4rem;
}

.mhx-pl-bt-hero__flow {
	position: relative;
	z-index: 1;
	display: flex;
	align-items: center;
	justify-content: center;
	gap: 0.5rem;
	flex-wrap: wrap;
	font-size: 0.8rem;
	color: #1A1E24;
	font-weight: 700;
}

.mhx-pl-bt-hero__flow-step {
	padding: 0.3rem 0.7rem;
	background: #fff;
	border: 1px solid #EEF0F2;
	border-radius: 8px;
	white-space: nowrap;
}

.mhx-pl-bt-hero__flow-arrow {
	color: #DF4404;
	font-weight: 800;
}

/* ============================================================
   BT INJECTOR WRAPPER (banner sits after body-open, above header)
   ============================================================ */

.mhx-pl-bt-banner-wrap { position: relative; z-index: 5; }

/* ============================================================
   PERSONAL LOAN BALANCE TRANSFER LANDING PAGE (v5.7.1)
   /personal-loan-balance-transfer/
   ============================================================ */

.mhx-blbt {
	background: #fff;
	color: #1A1E24;
	font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
	line-height: 1.65;
}

/* --------- HERO --------- */
.mhx-blbt-hero {
	position: relative;
	padding: 3rem 1.2rem 3.5rem;
	background:
		radial-gradient(circle at 20% 20%, rgba(223,68,4,0.10) 0%, transparent 50%),
		radial-gradient(circle at 80% 80%, rgba(11,27,51,0.08) 0%, transparent 50%),
		linear-gradient(135deg, #FAFBFC 0%, #FFFFFF 100%);
	border-bottom: 1px solid #EEF0F2;
	overflow: hidden;
}
.mhx-blbt-hero__inner {
	max-width: 1180px; margin: 0 auto;
	display: grid; grid-template-columns: 1.15fr 1fr; gap: 2.5rem; align-items: center;
}
@media (max-width: 900px) { .mhx-blbt-hero__inner { grid-template-columns: 1fr; gap: 1.8rem; } }
.mhx-blbt-hero__badges { display: flex; gap: 0.5rem; flex-wrap: wrap; margin-bottom: 1rem; }
.mhx-blbt-badge {
	display: inline-flex; align-items: center; gap: 0.3rem;
	padding: 0.35rem 0.85rem; border-radius: 999px;
	font-size: 0.7rem; font-weight: 800; letter-spacing: 0.06em; text-transform: uppercase;
	border: 1.5px solid;
}
.mhx-blbt-badge--seasonal { background: linear-gradient(135deg,#FFEDE3,#FED7BA); color: #8A2A00; border-color: #F5C5B6; }
.mhx-blbt-badge--evergreen { background: #F7F8FA; color: #1A1E24; border-color: #D6DAE0; }
.mhx-blbt-hero h1 { font-size: clamp(1.9rem, 4vw, 2.8rem); font-weight: 800; margin: 0 0 0.8rem; line-height: 1.15; letter-spacing: -0.01em; color: #1A1E24; }
.mhx-blbt-rate { color: #DF4404; white-space: nowrap; }
.mhx-blbt-hero__lede { font-size: clamp(0.95rem, 1.6vw, 1.05rem); color: #5B6573; margin: 0 0 1.5rem; line-height: 1.6; }
.mhx-blbt-hero__lede sup { color: #DF4404; }
.mhx-blbt-hero__actions { display: flex; gap: 0.6rem; flex-wrap: wrap; margin-bottom: 1.2rem; }
.mhx-blbt-hero__meta { display: flex; gap: 1rem; flex-wrap: wrap; font-size: 0.78rem; color: #5B6573; font-weight: 600; margin-bottom: 0.7rem; }
.mhx-blbt-hero__updated { font-size: 0.72rem; color: #9AA1AB; }
.mhx-blbt-hero__figure {
	position: relative; z-index: 1; background: #fff; border: 1.5px solid #EEF0F2; border-radius: 20px;
	padding: 2rem 1.5rem; text-align: center; overflow: hidden;
	box-shadow: 0 20px 40px -20px rgba(223,68,4,0.15);
}
.mhx-blbt-hero__prefix { font-size: 0.78rem; color: #5B6573; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 0.5rem; display: block; }
.mhx-blbt-hero__num {
	font-family: 'Playfair Display', 'Georgia', serif;
	font-size: clamp(3.5rem, 8vw, 5.5rem); font-weight: 900; line-height: 1; letter-spacing: -0.04em;
	color: transparent; background: linear-gradient(180deg,#DF4404,#8A2A00);
	-webkit-background-clip: text; background-clip: text; font-variant-numeric: tabular-nums;
	display: inline-block;
}
.mhx-blbt-hero__pct { font-size: 0.6em; font-weight: 700; color: #DF4404; -webkit-text-fill-color: #DF4404; }
.mhx-blbt-hero__pct sup { font-size: 0.5em; color: #9AA1AB; }
.mhx-blbt-hero__pa { display: block; font-size: 1rem; color: #DF4404; font-weight: 800; letter-spacing: 0.05em; margin-bottom: 0.7rem; }
.mhx-blbt-hero__legal { font-size: 0.72rem; color: #9AA1AB; line-height: 1.5; margin-bottom: 1rem; }
.mhx-blbt-hero__flow { display: flex; align-items: center; justify-content: center; gap: 0.4rem; flex-wrap: wrap; font-size: 0.75rem; color: #1A1E24; font-weight: 700; }
.mhx-blbt-hero__flow > span:not(.mhx-blbt-hero__arrow) { padding: 0.3rem 0.6rem; background: #FAFBFC; border: 1px solid #EEF0F2; border-radius: 7px; }
.mhx-blbt-hero__arrow { color: #DF4404; font-weight: 800; }

/* --------- BUTTONS --------- */
.mhx-blbt-btn {
	display: inline-flex; align-items: center; gap: 0.4rem; padding: 0.85rem 1.5rem; border-radius: 10px;
	font-size: 0.9rem; font-weight: 800; text-decoration: none; transition: transform 0.2s ease, box-shadow 0.2s ease;
}
.mhx-blbt-btn--primary {
	background: linear-gradient(135deg,#DF4404,#8A2A00); color: #fff;
	box-shadow: 0 6px 20px -8px rgba(223,68,4,0.5);
}
.mhx-blbt-btn--primary:hover { transform: translateY(-2px); box-shadow: 0 12px 30px -10px rgba(223,68,4,0.6); color: #fff; }
.mhx-blbt-btn--ghost { background: #fff; color: #1A1E24; border: 1.5px solid #D6DAE0; }
.mhx-blbt-btn--ghost:hover { border-color: #1A1E24; }

/* --------- CONTAINER --------- */
.mhx-blbt-container { max-width: 1080px; margin: 0 auto; padding: 0 1.2rem; }

/* --------- QUICK STRIP --------- */
.mhx-blbt-quick {
	display: grid; grid-template-columns: repeat(4, 1fr); gap: 0.8rem;
	padding: 1.2rem 0; margin-top: -2rem; margin-bottom: 3rem; position: relative; z-index: 2;
}
@media (max-width: 700px) { .mhx-blbt-quick { grid-template-columns: repeat(2, 1fr); } }
.mhx-blbt-quick__item { background: #fff; border: 1px solid #EEF0F2; border-radius: 12px; padding: 0.9rem 1rem; text-align: center; box-shadow: 0 4px 20px -8px rgba(26,30,36,0.08); }
.mhx-blbt-quick__item .k { font-size: 0.7rem; color: #9AA1AB; text-transform: uppercase; letter-spacing: 0.05em; font-weight: 700; margin-bottom: 0.3rem; }
.mhx-blbt-quick__item .v { font-size: 1.1rem; font-weight: 800; color: #1A1E24; }

/* --------- SECTIONS --------- */
.mhx-blbt-section { padding: 2rem 0; border-bottom: 1px solid #F4F5F7; }
.mhx-blbt-section:last-child { border-bottom: none; }
.mhx-blbt-section h2 { font-size: clamp(1.4rem, 2.5vw, 1.8rem); font-weight: 800; color: #1A1E24; margin: 0 0 0.8rem; letter-spacing: -0.01em; line-height: 1.25; }
.mhx-blbt-section h3 { font-size: 1.05rem; font-weight: 800; color: #1A1E24; margin: 0 0 0.5rem; }
.mhx-blbt-section p { font-size: 0.95rem; color: #374151; margin: 0 0 1rem; line-height: 1.7; }
.mhx-blbt-lede { font-size: 1rem !important; color: #1A1E24 !important; font-weight: 500; }
.mhx-blbt-note { font-size: 0.82rem !important; color: #5B6573 !important; background: #FAFBFC; padding: 0.9rem 1.1rem; border-left: 3px solid #DF4404; border-radius: 6px; }

/* --------- HOW BT WORKS - STEPS --------- */
.mhx-blbt-steps { list-style: none; padding: 0; margin: 1.5rem 0; counter-reset: mhxstep; }
.mhx-blbt-steps li {
	position: relative; padding: 1rem 1rem 1rem 3.5rem; margin-bottom: 0.7rem;
	background: #FAFBFC; border: 1px solid #EEF0F2; border-radius: 12px; counter-increment: mhxstep;
	font-size: 0.92rem; color: #374151; line-height: 1.6;
}
.mhx-blbt-steps li::before {
	content: counter(mhxstep); position: absolute; left: 1rem; top: 1rem;
	width: 2rem; height: 2rem; border-radius: 50%; background: linear-gradient(135deg,#DF4404,#8A2A00);
	color: #fff; font-weight: 900; display: flex; align-items: center; justify-content: center; font-size: 0.9rem;
}
.mhx-blbt-steps li strong { color: #1A1E24; }

/* --------- CALCULATOR --------- */
.mhx-blbt-calc {
	display: grid; grid-template-columns: 1fr 1fr; gap: 1.2rem;
	background: linear-gradient(135deg,#FAFBFC,#FFFFFF);
	border: 1.5px solid #EEF0F2; border-radius: 16px; padding: 1.5rem;
}
@media (max-width: 780px) { .mhx-blbt-calc { grid-template-columns: 1fr; } }
.mhx-blbt-calc__inputs { display: grid; gap: 0.8rem; }
.mhx-blbt-calc__field label { display: block; font-size: 0.75rem; font-weight: 700; color: #5B6573; margin-bottom: 0.3rem; text-transform: uppercase; letter-spacing: 0.04em; }
.mhx-blbt-calc__field input { width: 100%; padding: 0.7rem 0.85rem; border: 1.5px solid #D6DAE0; border-radius: 8px; font-size: 0.95rem; font-weight: 600; color: #1A1E24; background: #fff; }
.mhx-blbt-calc__field input:focus { outline: none; border-color: #DF4404; box-shadow: 0 0 0 3px rgba(223,68,4,0.1); }
.mhx-blbt-calc__result { background: #1A1E24; color: #fff; border-radius: 12px; padding: 1.3rem 1.4rem; display: flex; flex-direction: column; justify-content: center; }
.mhx-blbt-calc__row { display: flex; justify-content: space-between; align-items: center; padding: 0.55rem 0; border-bottom: 1px solid rgba(255,255,255,0.1); font-size: 0.85rem; }
.mhx-blbt-calc__row:last-of-type { border-bottom: none; }
.mhx-blbt-calc__row span { color: rgba(255,255,255,0.75); }
.mhx-blbt-calc__row b { color: #fff; font-weight: 800; font-variant-numeric: tabular-nums; }
.mhx-blbt-calc__row--hilite { padding: 0.7rem 0; }
.mhx-blbt-calc__row--hilite span { color: #FFEDE3; font-weight: 700; }
.mhx-blbt-calc__row--hilite b { color: #FFB98F; font-size: 1.1rem; }
.mhx-blbt-calc__cta { margin-top: 1rem; justify-content: center; }

/* --------- SAVINGS GRID --------- */
.mhx-blbt-savings-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; margin: 1.5rem 0; }
@media (max-width: 780px) { .mhx-blbt-savings-grid { grid-template-columns: 1fr; } }
.mhx-blbt-savings-card { background: #fff; border: 1.5px solid #EEF0F2; border-radius: 14px; padding: 1.2rem 1.3rem; }
.mhx-blbt-savings-card__hd { font-size: 0.9rem; font-weight: 800; color: #1A1E24; margin-bottom: 0.8rem; padding-bottom: 0.6rem; border-bottom: 1px dashed #EEF0F2; }
.mhx-blbt-savings-row { display: flex; justify-content: space-between; padding: 0.4rem 0; font-size: 0.85rem; }
.mhx-blbt-savings-row span { color: #5B6573; }
.mhx-blbt-savings-row b { color: #1A1E24; font-weight: 700; font-variant-numeric: tabular-nums; }
.mhx-blbt-savings-row--total { border-top: 1px solid #F4F5F7; margin-top: 0.4rem; padding-top: 0.6rem; }
.mhx-blbt-savings-row--total b { color: #15673A; font-weight: 800; }

/* --------- BENEFITS + WHY GRIDS --------- */
.mhx-blbt-benefits, .mhx-blbt-why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; margin-top: 1.5rem; }
@media (max-width: 900px) { .mhx-blbt-benefits, .mhx-blbt-why-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 600px) { .mhx-blbt-benefits, .mhx-blbt-why-grid { grid-template-columns: 1fr; } }
.mhx-blbt-benefit, .mhx-blbt-why-card { background: #FAFBFC; border: 1px solid #EEF0F2; border-radius: 12px; padding: 1.1rem 1.2rem; transition: border-color 0.2s ease, transform 0.2s ease; }
.mhx-blbt-benefit:hover, .mhx-blbt-why-card:hover { border-color: #DF4404; transform: translateY(-2px); }
.mhx-blbt-benefit h3, .mhx-blbt-why-card h3 { font-size: 0.98rem; color: #DF4404; margin-bottom: 0.4rem; }
.mhx-blbt-benefit p, .mhx-blbt-why-card p { font-size: 0.85rem; color: #5B6573; margin: 0; line-height: 1.55; }

/* --------- HONEST (WHEN NOT WORTH IT) --------- */
.mhx-blbt-honest { background: #FFF9F2; border-left: 4px solid #8A6D3B; border-radius: 0 12px 12px 0; padding: 1.5rem 1.5rem 1.8rem; margin: 1rem 0; border-bottom: none; }
.mhx-blbt-honest h2 { color: #8A6D3B; }
.mhx-blbt-honest-list { list-style: none; padding: 0; margin: 1rem 0; }
.mhx-blbt-honest-list li { position: relative; padding: 0.7rem 0.9rem 0.7rem 2rem; margin-bottom: 0.6rem; background: #fff; border: 1px solid #F0E6DF; border-radius: 8px; font-size: 0.88rem; line-height: 1.6; color: #374151; }
.mhx-blbt-honest-list li::before { content: '!'; position: absolute; left: 0.7rem; top: 0.7rem; width: 1.1rem; height: 1.1rem; background: #8A6D3B; color: #fff; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-weight: 900; font-size: 0.75rem; }

/* --------- ELIGIBILITY TABLE --------- */
.mhx-blbt-elig { width: 100%; border-collapse: collapse; margin: 1rem 0; font-size: 0.9rem; }
.mhx-blbt-elig th, .mhx-blbt-elig td { padding: 0.75rem 1rem; text-align: left; border-bottom: 1px solid #F4F5F7; }
.mhx-blbt-elig th { background: #FAFBFC; font-weight: 700; color: #1A1E24; width: 32%; font-size: 0.85rem; }
.mhx-blbt-elig td { color: #5B6573; }

/* --------- DOCS 3-COL --------- */
.mhx-blbt-docs { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; margin: 1.5rem 0; }
@media (max-width: 780px) { .mhx-blbt-docs { grid-template-columns: 1fr; } }
.mhx-blbt-docs__col { background: #FAFBFC; border: 1px solid #EEF0F2; border-radius: 12px; padding: 1.1rem 1.2rem; }
.mhx-blbt-docs__col h3 { font-size: 0.9rem; color: #DF4404; margin-bottom: 0.6rem; padding-bottom: 0.5rem; border-bottom: 1px dashed #EEF0F2; }
.mhx-blbt-docs__col ul { list-style: none; padding: 0; margin: 0; }
.mhx-blbt-docs__col li { position: relative; padding: 0.35rem 0 0.35rem 1.2rem; font-size: 0.85rem; color: #5B6573; line-height: 1.5; }
.mhx-blbt-docs__col li::before { content: '✓'; position: absolute; left: 0; color: #15673A; font-weight: 900; }

/* --------- PILLS (cities, related) --------- */
.mhx-blbt-pills { display: flex; flex-wrap: wrap; gap: 0.5rem; margin: 1rem 0 2rem; }
.mhx-blbt-pill { display: inline-flex; align-items: center; padding: 0.5rem 0.95rem; background: #FAFBFC; border: 1px solid #EEF0F2; border-radius: 999px; color: #374151; text-decoration: none; font-size: 0.82rem; font-weight: 600; transition: all 0.2s ease; }
.mhx-blbt-pill:hover { background: #DF4404; color: #fff; border-color: #DF4404; }

/* --------- FAQ --------- */
.mhx-blbt-faq { background: #fff; border: 1px solid #EEF0F2; border-radius: 10px; margin-bottom: 0.7rem; overflow: hidden; }
.mhx-blbt-faq summary { padding: 1rem 1.2rem; font-size: 0.92rem; font-weight: 700; color: #1A1E24; cursor: pointer; list-style: none; position: relative; padding-right: 3rem; line-height: 1.4; }
.mhx-blbt-faq summary::-webkit-details-marker { display: none; }
.mhx-blbt-faq summary::after { content: '+'; position: absolute; right: 1.2rem; top: 50%; transform: translateY(-50%); font-size: 1.4rem; color: #DF4404; font-weight: 400; transition: transform 0.2s ease; }
.mhx-blbt-faq[open] summary::after { content: '−'; }
.mhx-blbt-faq[open] summary { border-bottom: 1px dashed #EEF0F2; }
.mhx-blbt-faq p { padding: 1rem 1.2rem; margin: 0; color: #374151; font-size: 0.9rem; line-height: 1.7; }

/* --------- AUTHOR BIO --------- */
.mhx-blbt-author { background: linear-gradient(135deg,#FAFBFC,#FFFFFF); border: 1px solid #EEF0F2; border-radius: 14px; padding: 1.5rem; margin: 2rem 0; border-bottom: none; }
.mhx-blbt-author__grid { display: grid; grid-template-columns: auto 1fr; gap: 1.2rem; align-items: start; }
@media (max-width: 600px) { .mhx-blbt-author__grid { grid-template-columns: 1fr; text-align: center; } }
.mhx-blbt-author__avatar { width: 4rem; height: 4rem; border-radius: 50%; background: linear-gradient(135deg,#DF4404,#8A2A00); color: #fff; display: flex; align-items: center; justify-content: center; font-size: 1.3rem; font-weight: 900; letter-spacing: -0.02em; margin: 0 auto; }
.mhx-blbt-author h3 { margin: 0 0 0.3rem; font-size: 1.05rem; color: #1A1E24; }
.mhx-blbt-author__cred { font-size: 0.8rem; color: #DF4404; font-weight: 700; margin: 0 0 0.5rem; }
.mhx-blbt-author__bio { font-size: 0.88rem; color: #5B6573; margin: 0 0 0.5rem; line-height: 1.6; }

/* --------- FINAL CTA --------- */
.mhx-blbt-final-cta { background: linear-gradient(135deg,#1A1E24 0%,#2C1B00 45%,#DF4404 100%); color: #fff; border-radius: 16px; padding: 2.5rem 2rem; text-align: center; margin: 2rem 0; border-bottom: none; }
.mhx-blbt-final-cta h2 { color: #fff; font-size: clamp(1.5rem, 3vw, 2rem); margin-bottom: 0.5rem; }
.mhx-blbt-final-cta p { color: rgba(255,255,255,0.85); font-size: 1rem; margin-bottom: 1.5rem; }
.mhx-blbt-final-cta__actions { display: flex; gap: 0.7rem; justify-content: center; flex-wrap: wrap; }
.mhx-blbt-final-cta .mhx-blbt-btn--primary { background: #fff; color: #DF4404; }
.mhx-blbt-final-cta .mhx-blbt-btn--primary:hover { background: #FFEDE3; }
.mhx-blbt-final-cta .mhx-blbt-btn--ghost { background: rgba(255,255,255,0.1); color: #fff; border-color: rgba(255,255,255,0.35); }
.mhx-blbt-final-cta .mhx-blbt-btn--ghost:hover { background: rgba(255,255,255,0.2); border-color: rgba(255,255,255,0.6); }

/* --------- LEGAL / CITATIONS --------- */
.mhx-blbt-legal { font-size: 0.75rem; color: #5B6573; line-height: 1.6; padding: 1.5rem 1.5rem; background: #FAFBFC; border: 1px solid #EEF0F2; border-radius: 10px; margin: 2rem 0; border-bottom: none; }
.mhx-blbt-legal p { font-size: 0.75rem !important; color: #5B6573 !important; margin-bottom: 0.7rem; }
.mhx-blbt-legal sup { color: #DF4404; font-weight: 700; }
.mhx-blbt-legal__cite { list-style: disc; padding-left: 1.3rem; margin: 0; }
.mhx-blbt-legal__cite li { font-size: 0.72rem; margin-bottom: 0.25rem; line-height: 1.5; }