/* ==========================================================================
   MahadevX Fintech — Premium Theme Stylesheet v2
   Deep navy + white + sophisticated greys. Built for institutional credibility.
   ========================================================================== */

/* ---------- 1. Design tokens --------------------------------------------- */
:root {
	/* Brand */
	--mhx-primary:        #0A2540;
	--mhx-primary-dark:   #061A2E;
	--mhx-primary-soft:   #1A3A5C;
	--mhx-primary-light:  #F0F4F9;
	--mhx-accent:         #C9A961;
	--mhx-accent-dark:    #A0813F;
	--mhx-accent-light:   #FAF4E6;
	--mhx-success:        #047857;
	--mhx-success-light:  #ECFDF5;

	/* Neutrals */
	--mhx-text:           #0A1929;
	--mhx-text-strong:    #061A2E;
	--mhx-text-muted:     #4B5563;
	--mhx-text-soft:      #6B7280;
	--mhx-text-faint:     #9CA3AF;
	--mhx-border:         #E5E7EB;
	--mhx-border-soft:    #F3F4F6;
	--mhx-border-strong:  #D1D5DB;
	--mhx-bg:             #FFFFFF;
	--mhx-bg-soft:        #FAFAFA;
	--mhx-bg-tint:        #F4F5F7;
	--mhx-bg-dark:        #0A2540;
	--mhx-bg-darker:      #061A2E;

	/* Radius / shadow */
	--mhx-radius-sm:      4px;
	--mhx-radius:         6px;
	--mhx-radius-lg:      10px;
	--mhx-radius-xl:      14px;
	--mhx-shadow-sm:      0 1px 2px rgba(10, 37, 64, 0.04);
	--mhx-shadow:         0 4px 14px rgba(10, 37, 64, 0.06);
	--mhx-shadow-lg:      0 14px 40px rgba(10, 37, 64, 0.10);

	/* Typography */
	--mhx-font:           'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', sans-serif;
	--mhx-font-display:   'Inter', sans-serif;

	/* Layout */
	--mhx-container:      1240px;
	--mhx-container-tight:980px;
	--mhx-transition:     0.18s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ---------- 2. Base + reset ---------------------------------------------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
	margin: 0;
	font-family: var(--mhx-font);
	font-size: 16px;
	line-height: 1.65;
	font-weight: 400;
	color: var(--mhx-text);
	background: var(--mhx-bg);
	-webkit-font-smoothing: antialiased;
	-moz-osx-font-smoothing: grayscale;
	font-feature-settings: 'cv02', 'cv03', 'cv04', 'cv11';
}
img, svg, video { max-width: 100%; height: auto; display: block; }
a { color: var(--mhx-primary); text-decoration: none; transition: color var(--mhx-transition); }
a:hover { color: var(--mhx-primary-dark); }

h1, h2, h3, h4, h5 {
	font-family: var(--mhx-font-display);
	font-weight: 700; line-height: 1.15; letter-spacing: -0.02em;
	margin: 0 0 0.5em; color: var(--mhx-text-strong);
}
h1 { font-size: clamp(2rem, 4.5vw, 3.5rem); font-weight: 800; letter-spacing: -0.025em; }
h2 { font-size: clamp(1.75rem, 3.2vw, 2.5rem); font-weight: 700; }
h3 { font-size: 1.25rem; font-weight: 600; letter-spacing: -0.01em; }
h4 { font-size: 1.0625rem; font-weight: 600; }
p { margin: 0 0 1em; }
ul, ol { margin: 0 0 1em; padding-left: 1.25rem; }
button { font-family: inherit; cursor: pointer; }

.eyebrow {
	display: inline-block; font-size: 0.75rem; font-weight: 600;
	color: var(--mhx-primary); text-transform: uppercase;
	letter-spacing: 0.14em; margin-bottom: 0.875rem;
}
.eyebrow--gold  { color: var(--mhx-accent-dark); }
.eyebrow--muted { color: var(--mhx-text-muted); }
.eyebrow--white { color: rgba(255,255,255,0.85); }

.screen-reader-text {
	position: absolute !important;
	width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden;
	clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;
}
.skip-link { position: absolute; left: -9999px; top: 8px; padding: 8px 16px; background: var(--mhx-primary); color: #fff; border-radius: var(--mhx-radius); z-index: 9999; }
.skip-link:focus { left: 8px; }

/* ---------- 3. Layout ---------------------------------------------------- */
.container       { width: 100%; max-width: var(--mhx-container);       margin: 0 auto; padding: 0 1.25rem; }
.container-tight { width: 100%; max-width: var(--mhx-container-tight); margin: 0 auto; padding: 0 1.25rem; }
.section { padding: 5rem 0; }
.section-sm { padding: 3rem 0; }
.section-lg { padding: 7rem 0; }
.section-header { text-align: center; margin-bottom: 3rem; max-width: 720px; margin-left: auto; margin-right: auto; }
.section-title { margin: 0 0 0.5rem; }
.section-subtitle { font-size: 1.0625rem; color: var(--mhx-text-muted); margin: 0; line-height: 1.6; }

/* ---------- 4. Buttons --------------------------------------------------- */
.btn {
	display: inline-flex; align-items: center; justify-content: center; gap: 0.5rem;
	padding: 0.75rem 1.25rem; border-radius: var(--mhx-radius);
	font-family: inherit; font-weight: 600; font-size: 0.875rem; line-height: 1;
	letter-spacing: -0.005em; text-decoration: none;
	border: 1px solid transparent; cursor: pointer;
	transition: all var(--mhx-transition); white-space: nowrap;
}
.btn:hover { transform: translateY(-1px); }
.btn:active { transform: translateY(0); }
.btn-lg { padding: 0.95rem 1.625rem; font-size: 0.9375rem; }
.btn-block { width: 100%; }
.btn-uppercase { text-transform: uppercase; letter-spacing: 0.06em; font-size: 0.8125rem; }

.btn-primary { background: var(--mhx-primary); color: #fff; box-shadow: 0 1px 2px rgba(10,37,64,0.12); }
.btn-primary:hover { background: var(--mhx-primary-dark); color: #fff; box-shadow: 0 6px 18px rgba(10,37,64,0.18); }
.btn-light { background: #fff; color: var(--mhx-primary); border-color: var(--mhx-border); }
.btn-light:hover { background: var(--mhx-bg-soft); color: var(--mhx-primary-dark); }
.btn-success { background: #25D366; color: #fff; }
.btn-success:hover { background: #1da851; color: #fff; }
.btn-outline { background: transparent; color: var(--mhx-text); border-color: var(--mhx-border-strong); }
.btn-outline:hover { background: var(--mhx-bg-soft); border-color: var(--mhx-primary); color: var(--mhx-primary); }
.btn-ghost { background: transparent; color: var(--mhx-primary); }
.btn-on-dark { background: #fff; color: var(--mhx-primary); }
.btn-on-dark:hover { background: var(--mhx-bg-soft); color: var(--mhx-primary-dark); }

/* ---------- 5. Forms ---------------------------------------------------- */
input[type="text"], input[type="email"], input[type="tel"], input[type="number"],
input[type="password"], input[type="search"], select, textarea {
	width: 100%; padding: 0.75rem 0.95rem;
	font-family: inherit; font-size: 0.9375rem;
	color: var(--mhx-text); background: var(--mhx-bg);
	border: 1px solid var(--mhx-border-strong); border-radius: var(--mhx-radius);
	transition: border-color var(--mhx-transition), box-shadow var(--mhx-transition);
}
input:focus, select:focus, textarea:focus {
	outline: none; border-color: var(--mhx-primary);
	box-shadow: 0 0 0 3px rgba(10, 37, 64, 0.08);
}
input[type="range"] {
	-webkit-appearance: none; appearance: none; width: 100%; height: 4px;
	background: var(--mhx-border-strong); border-radius: 2px; outline: none;
	padding: 0; border: none;
}
input[type="range"]::-webkit-slider-thumb {
	-webkit-appearance: none; appearance: none; width: 18px; height: 18px;
	border-radius: 50%; background: var(--mhx-primary);
	cursor: pointer; border: 3px solid #fff;
	box-shadow: 0 2px 6px rgba(10,37,64,0.22);
}
input[type="range"]::-moz-range-thumb {
	width: 18px; height: 18px; border-radius: 50%;
	background: var(--mhx-primary); cursor: pointer; border: 3px solid #fff;
}
label { display: block; font-size: 0.8125rem; font-weight: 600; margin-bottom: 0.45rem; color: var(--mhx-text); }

/* ---------- 6. Announcement Bar ----------------------------------------- */
.site-announcement {
	background: var(--mhx-primary); color: #fff;
	font-size: 0.75rem; font-weight: 500; letter-spacing: 0.05em;
	text-transform: uppercase;
}
.site-announcement-inner {
	display: flex; align-items: center; justify-content: center; gap: 1.5rem;
	padding: 0.55rem 1.25rem; flex-wrap: wrap; text-align: center;
}
.site-announcement .ann-divider { color: rgba(255,255,255,0.4); }
.site-announcement strong { color: var(--mhx-accent); font-weight: 700; }

/* ---------- 7. Header --------------------------------------------------- */
.site-header__topbar { background: var(--mhx-bg-soft); border-bottom: 1px solid var(--mhx-border); font-size: 0.8125rem; color: var(--mhx-text-muted); }
.site-header__topbar-inner { display: flex; align-items: center; gap: 1.5rem; padding: 0.55rem 1.25rem; flex-wrap: wrap; }
.topbar-item { display: inline-flex; align-items: center; gap: 0.4rem; }
.topbar-item a { color: inherit; }
.topbar-item a:hover { color: var(--mhx-primary); }
.topbar-divider { color: var(--mhx-text-faint); }
.topbar-spacer { flex: 1; }
.topbar-lang a { padding: 0 0.3rem; font-weight: 500; }
.topbar-lang .lang-active { color: var(--mhx-primary); font-weight: 600; }

.site-header__main { background: var(--mhx-bg); border-bottom: 1px solid var(--mhx-border); position: relative; }
.site-header__main-inner { display: flex; align-items: center; gap: 2rem; padding: 1rem 1.25rem; }
.site-branding { flex-shrink: 0; }
.site-title { margin: 0; font-size: 1.375rem; font-weight: 800; letter-spacing: -0.02em; }
.site-title a { color: var(--mhx-primary); }
.site-title-mark { color: var(--mhx-accent); }
.custom-logo { max-height: 44px; width: auto; }

.menu-toggle { display: none; flex-direction: column; gap: 4px; background: transparent; border: none; padding: 8px; border-radius: var(--mhx-radius); }
.menu-toggle span { display: block; width: 22px; height: 2px; background: var(--mhx-text); border-radius: 2px; transition: all var(--mhx-transition); }

.main-navigation { flex: 1; }
.primary-menu { display: flex; flex-wrap: wrap; gap: 1.75rem; margin: 0; padding: 0; list-style: none; justify-content: center; }
.primary-menu li { position: relative; }
.primary-menu a {
	display: block; padding: 0.5rem 0; color: var(--mhx-text);
	font-size: 0.9375rem; font-weight: 500; position: relative;
}
.primary-menu a::after {
	content: ''; position: absolute; bottom: -1px; left: 0; right: 0;
	height: 2px; background: var(--mhx-primary);
	transform: scaleX(0); transform-origin: center;
	transition: transform var(--mhx-transition);
}
.primary-menu a:hover::after,
.primary-menu .current-menu-item > a::after,
.primary-menu .current_page_item > a::after { transform: scaleX(1); }
.primary-menu a:hover,
.primary-menu .current-menu-item > a,
.primary-menu .current_page_item > a { color: var(--mhx-primary); }

.header-cta { flex-shrink: 0; display: flex; gap: 0.5rem; align-items: center; }

@media (max-width: 980px) {
	.menu-toggle { display: flex; margin-left: auto; }
	.main-navigation {
		display: none; position: absolute; top: 100%; left: 0; right: 0;
		background: var(--mhx-bg); border-top: 1px solid var(--mhx-border);
		box-shadow: var(--mhx-shadow); z-index: 100;
	}
	.main-navigation.is-open { display: block; }
	.primary-menu { flex-direction: column; padding: 1rem 1.25rem; gap: 0; }
	.primary-menu a { padding: 0.875rem 0; border-bottom: 1px solid var(--mhx-border-soft); width: 100%; }
	.site-header__main-inner { position: relative; flex-wrap: wrap; gap: 1rem; }
	.header-cta { order: -1; margin-left: auto; }
	.header-cta .btn { padding: 0.55rem 0.95rem; font-size: 0.8125rem; }
}

/* ---------- 8. Hero ---------------------------------------------------- */
.section-hero {
	background: radial-gradient(circle at 90% 10%, rgba(201, 169, 97, 0.06), transparent 50%),
	            linear-gradient(180deg, var(--mhx-primary-light) 0%, var(--mhx-bg) 100%);
	padding: 5rem 0 6rem; position: relative; overflow: hidden;
}
.hero-grid { display: grid; grid-template-columns: 1.2fr 1fr; gap: 4rem; align-items: center; }
.hero-headline {
	font-size: clamp(2.25rem, 5vw, 3.75rem);
	font-weight: 800; letter-spacing: -0.03em; line-height: 1.05;
	color: var(--mhx-primary); margin: 0 0 1rem;
}
.hero-headline .accent-mark { color: var(--mhx-accent-dark); }
.hero-subheadline {
	font-size: 1.125rem; color: var(--mhx-text-muted); line-height: 1.6;
	margin: 0 0 2rem; max-width: 540px;
}
.hero-ctas { display: flex; flex-wrap: wrap; gap: 0.75rem; margin-bottom: 1.5rem; }
.hero-microtext { display: inline-flex; align-items: center; gap: 0.5rem; font-size: 0.8125rem; color: var(--mhx-text-muted); margin: 0; font-weight: 500; }
.hero-microtext .dot { color: var(--mhx-text-faint); }
.hero-microtext svg { color: var(--mhx-success); }

.hero-visual { position: relative; }
.hero-card {
	background: #fff; border: 1px solid var(--mhx-border);
	border-radius: var(--mhx-radius-xl); padding: 1.75rem;
	box-shadow: var(--mhx-shadow-lg); position: relative;
}
.hero-card-tag {
	position: absolute; top: -10px; left: 1.75rem;
	background: var(--mhx-accent); color: #fff;
	font-size: 0.6875rem; font-weight: 700; letter-spacing: 0.1em;
	padding: 0.3rem 0.7rem; border-radius: 12px; text-transform: uppercase;
}
.hero-card-row { display: flex; justify-content: space-between; align-items: center; padding: 0.875rem 0; border-bottom: 1px solid var(--mhx-border-soft); }
.hero-card-row:last-of-type { border-bottom: none; }
.hero-card-row--highlight { background: var(--mhx-primary-light); margin: 0.5rem -1.75rem; padding: 1rem 1.75rem; border-bottom: none; }
.hero-card-label { color: var(--mhx-text-muted); font-size: 0.8125rem; font-weight: 500; }
.hero-card-value { font-weight: 700; color: var(--mhx-text-strong); }
.hero-card-value--big { font-size: 1.625rem; color: var(--mhx-primary); letter-spacing: -0.02em; }
.hero-card-value--big small { font-size: 0.8125rem; color: var(--mhx-text-muted); font-weight: 500; }
.hero-card-meta { font-size: 0.8125rem; color: var(--mhx-text-muted); margin-top: 0.5rem; display: flex; justify-content: space-between; }
.hero-card-meta strong { color: var(--mhx-text); }
.hero-card-cta { margin-top: 1rem; text-align: right; font-size: 0.875rem; font-weight: 600; }
.hero-card-cta a { color: var(--mhx-primary); }

@media (max-width: 880px) {
	.hero-grid { grid-template-columns: 1fr; gap: 2.5rem; }
	.section-hero { padding: 3rem 0 4rem; }
}

/* ---------- 9. Trust Strip --------------------------------------------- */
.section-trust { padding: 2.5rem 0; background: var(--mhx-bg); border-top: 1px solid var(--mhx-border-soft); border-bottom: 1px solid var(--mhx-border-soft); }
.trust-strip-label { text-align: center; font-size: 0.6875rem; color: var(--mhx-text-muted); margin: 0 0 1.25rem; text-transform: uppercase; letter-spacing: 0.16em; font-weight: 600; }
.trust-strip-logos { display: flex; flex-wrap: wrap; gap: 1rem; justify-content: center; align-items: center; }
.trust-logo {
	min-width: 110px; height: 44px; padding: 0 1.25rem;
	display: flex; align-items: center; justify-content: center;
	background: var(--mhx-bg); border: 1px solid var(--mhx-border-soft);
	border-radius: var(--mhx-radius);
	font-size: 0.8125rem; font-weight: 600; color: var(--mhx-text-muted);
	letter-spacing: -0.005em; transition: all var(--mhx-transition);
}
.trust-logo:hover { color: var(--mhx-primary); border-color: var(--mhx-border-strong); }

/* ---------- 10. Awards / Press ---------------------------------------- */
.section-awards { padding: 3rem 0; background: var(--mhx-bg-soft); }
.awards-row { display: grid; grid-template-columns: auto 1fr; gap: 2.5rem; align-items: center; }
.awards-label { font-size: 0.6875rem; font-weight: 700; color: var(--mhx-text); text-transform: uppercase; letter-spacing: 0.18em; line-height: 1.4; border-right: 1px solid var(--mhx-border-strong); padding-right: 2.5rem; }
.awards-list { display: flex; flex-wrap: wrap; gap: 2rem 2.5rem; align-items: center; }
.awards-list span { font-size: 0.95rem; font-weight: 600; color: var(--mhx-text-muted); font-family: 'Georgia', serif; font-style: italic; letter-spacing: -0.005em; }
@media (max-width: 720px) {
	.awards-row { grid-template-columns: 1fr; gap: 1rem; }
	.awards-label { border-right: none; border-bottom: 1px solid var(--mhx-border-strong); padding-right: 0; padding-bottom: 0.75rem; }
}

/* ---------- 11. Stats ----------------------------------------------- */
.section-stats { background: var(--mhx-primary); color: #fff; padding: 4rem 0; }
.section-stats .container { color: inherit; }
.section-stats .eyebrow { color: var(--mhx-accent); }
.section-stats h2 { color: #fff; }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 2rem; text-align: center; margin-top: 2.5rem; }
.stat-item { padding: 0 0.5rem; }
.stat-value { font-size: clamp(2rem, 4vw, 3.25rem); font-weight: 800; color: #fff; line-height: 1; letter-spacing: -0.025em; margin-bottom: 0.5rem; }
.stat-value .stat-suffix { font-size: 0.65em; font-weight: 600; color: var(--mhx-accent); margin-left: 0.1em; }
.stat-label { font-size: 0.75rem; color: rgba(255, 255, 255, 0.75); text-transform: uppercase; letter-spacing: 0.14em; font-weight: 600; }
@media (max-width: 720px) { .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 2rem 1rem; } }

/* ---------- 12. Loan Products ----------------------------------------- */
.section-products { background: var(--mhx-bg); }
.product-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 1rem; }
.product-card {
	display: flex; flex-direction: column; gap: 0.5rem;
	padding: 1.5rem 1.25rem; background: var(--mhx-bg);
	border: 1px solid var(--mhx-border); border-radius: var(--mhx-radius-lg);
	color: var(--mhx-text); transition: all var(--mhx-transition);
	position: relative; overflow: hidden;
}
.product-card::before {
	content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
	background: var(--mhx-primary); transform: scaleX(0); transform-origin: left;
	transition: transform var(--mhx-transition);
}
.product-card:hover { border-color: var(--mhx-primary); transform: translateY(-3px); box-shadow: var(--mhx-shadow-lg); }
.product-card:hover::before { transform: scaleX(1); }
.product-card-icon {
	width: 48px; height: 48px; border-radius: 8px;
	background: var(--mhx-primary-light); color: var(--mhx-primary);
	display: flex; align-items: center; justify-content: center;
	font-weight: 800; font-size: 0.9rem; letter-spacing: -0.01em;
}
.product-card-name { font-weight: 700; font-size: 1rem; color: var(--mhx-text-strong); }
.product-card-range { font-size: 0.8125rem; color: var(--mhx-text-muted); font-weight: 500; }
.product-card-cta { margin-top: 0.5rem; font-size: 0.75rem; color: var(--mhx-primary); display: inline-flex; align-items: center; gap: 0.3rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; }
@media (max-width: 980px) { .product-grid { grid-template-columns: repeat(3, 1fr); } }
@media (max-width: 600px) { .product-grid { grid-template-columns: repeat(2, 1fr); } }

/* ---------- 13. Industries served (NEW) ------------------------------- */
.section-industries { background: var(--mhx-bg-soft); }
.industries-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; margin-top: 2.5rem; }
.industry-card { background: var(--mhx-bg); border: 1px solid var(--mhx-border); border-radius: var(--mhx-radius-lg); padding: 1.5rem 1.25rem; text-align: center; transition: all var(--mhx-transition); }
.industry-card:hover { border-color: var(--mhx-primary); transform: translateY(-2px); box-shadow: var(--mhx-shadow); }
.industry-icon { width: 48px; height: 48px; border-radius: 50%; background: var(--mhx-primary-light); color: var(--mhx-primary); margin: 0 auto 0.75rem; display: flex; align-items: center; justify-content: center; font-weight: 700; }
.industry-name { font-size: 0.9375rem; font-weight: 600; color: var(--mhx-text-strong); }
.industry-meta { font-size: 0.75rem; color: var(--mhx-text-muted); margin-top: 0.25rem; }
@media (max-width: 720px) { .industries-grid { grid-template-columns: repeat(2, 1fr); } }

/* ---------- 14. EMI Calculator ---------------------------------------- */
.section-emi { background: var(--mhx-bg); }
.emi-grid { display: grid; grid-template-columns: 1.3fr 1fr; gap: 2rem; }
.emi-controls { background: var(--mhx-bg-soft); border: 1px solid var(--mhx-border-soft); border-radius: var(--mhx-radius-lg); padding: 2rem; }
.emi-slider-row { margin-bottom: 1.5rem; }
.emi-slider-row:last-child { margin-bottom: 0; }
.emi-slider-head { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 0.6rem; }
.emi-slider-head label { margin: 0; font-size: 0.75rem; color: var(--mhx-text-muted); text-transform: uppercase; letter-spacing: 0.08em; font-weight: 600; }
.emi-output { font-size: 1.0625rem; font-weight: 700; color: var(--mhx-text-strong); letter-spacing: -0.01em; }
.emi-slider-meta { display: flex; justify-content: space-between; font-size: 0.6875rem; color: var(--mhx-text-faint); margin-top: 0.4rem; font-weight: 500; }

.emi-result {
	background: var(--mhx-primary); color: #fff;
	border-radius: var(--mhx-radius-lg); padding: 2rem; text-align: center;
	display: flex; flex-direction: column; justify-content: center;
}
.emi-result-label { font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.12em; font-weight: 600; color: rgba(255,255,255,0.75); margin-bottom: 0.5rem; }
.emi-result-value { font-size: 2.5rem; font-weight: 800; color: #fff; margin-bottom: 1.25rem; letter-spacing: -0.025em; }
.emi-result-meta { text-align: left; margin-bottom: 1.25rem; }
.emi-result-row { display: flex; justify-content: space-between; padding: 0.5rem 0; font-size: 0.875rem; border-bottom: 1px solid rgba(255,255,255,0.12); }
.emi-result-row:last-child { border-bottom: none; }
.emi-result-row span { color: rgba(255,255,255,0.75); }
.emi-result-row strong { color: #fff; font-weight: 700; }
.emi-result .btn-on-dark { background: var(--mhx-accent); color: #fff; border-color: var(--mhx-accent); }
.emi-result .btn-on-dark:hover { background: var(--mhx-accent-dark); color: #fff; }
@media (max-width: 720px) { .emi-grid { grid-template-columns: 1fr; } }

/* ---------- 15. Lender Comparison Teaser (NEW) ----------------------- */
.section-comparison { background: var(--mhx-bg-soft); }
.comparison-table { background: #fff; border: 1px solid var(--mhx-border); border-radius: var(--mhx-radius-lg); overflow: hidden; box-shadow: var(--mhx-shadow); margin-top: 2.5rem; }
.comparison-row { display: grid; grid-template-columns: 1.3fr 1fr 1fr 1fr 1fr 130px; gap: 0; align-items: center; padding: 1rem 1.25rem; border-bottom: 1px solid var(--mhx-border-soft); }
.comparison-row:last-child { border-bottom: none; }
.comparison-row--head { background: var(--mhx-primary); color: #fff; font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.12em; font-weight: 700; }
.comparison-row--head > div { color: #fff; }
.comparison-row--featured { background: var(--mhx-primary-light); }
.comparison-row > div { font-size: 0.875rem; font-weight: 500; color: var(--mhx-text); }
.comparison-row .lender-name { font-weight: 700; color: var(--mhx-text-strong); }
.comparison-row .rate-best { color: var(--mhx-success); font-weight: 700; }
.comparison-cta { padding: 0.45rem 0.9rem; font-size: 0.7rem; }
@media (max-width: 880px) {
	.comparison-row { grid-template-columns: 1fr 1fr; gap: 0.5rem 1rem; padding: 1rem; }
	.comparison-row--head { display: none; }
	.comparison-row > div::before { content: attr(data-label); display: block; font-size: 0.65rem; text-transform: uppercase; letter-spacing: 0.1em; color: var(--mhx-text-faint); font-weight: 600; margin-bottom: 0.15rem; }
}

/* ---------- 16. How It Works ----------------------------------------- */
.section-how { background: var(--mhx-bg); }
.how-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 2rem; margin-top: 2rem; position: relative; }
.how-grid--five { grid-template-columns: repeat(5, 1fr); }
.how-step { text-align: center; position: relative; }
.how-step-num { width: 56px; height: 56px; border-radius: 50%; background: var(--mhx-bg); color: var(--mhx-primary); display: flex; align-items: center; justify-content: center; font-weight: 800; font-size: 1.125rem; margin: 0 auto 1rem; border: 2px solid var(--mhx-primary); position: relative; z-index: 2; }
.how-step-title { margin: 0 0 0.375rem; font-size: 1.0625rem; font-weight: 700; color: var(--mhx-text-strong); }
.how-step-desc { font-size: 0.875rem; color: var(--mhx-text-muted); margin: 0; }
@media (max-width: 700px) { .how-grid, .how-grid--five { grid-template-columns: repeat(2, 1fr); } }

/* ---------- 17. Why Us ----------------------------------------------- */
.section-why { background: var(--mhx-bg-soft); }
.why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.25rem; margin-top: 2.5rem; }
.why-item { padding: 1.75rem; background: var(--mhx-bg); border: 1px solid var(--mhx-border-soft); border-radius: var(--mhx-radius-lg); transition: all var(--mhx-transition); }
.why-item:hover { border-color: var(--mhx-border-strong); transform: translateY(-2px); box-shadow: var(--mhx-shadow); }
.why-item-icon { width: 44px; height: 44px; border-radius: 8px; background: var(--mhx-primary-light); color: var(--mhx-primary); display: inline-flex; align-items: center; justify-content: center; margin-bottom: 1rem; }
.why-item-title { font-weight: 700; font-size: 1.0625rem; color: var(--mhx-text-strong); margin-bottom: 0.375rem; }
.why-item-desc { font-size: 0.875rem; color: var(--mhx-text-muted); line-height: 1.6; margin: 0; }
@media (max-width: 880px) { .why-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 600px) { .why-grid { grid-template-columns: 1fr; } }

/* ---------- 18. Insurance / DSA promo (NEW) -------------------------- */
.section-feature { background: var(--mhx-bg); }
.feature-row { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: center; }
.feature-row--reverse > .feature-text { order: 2; }
.feature-row--reverse > .feature-visual { order: 1; }
.feature-text h2 { margin-bottom: 1rem; }
.feature-list { list-style: none; padding: 0; margin: 1.5rem 0; }
.feature-list li { display: flex; align-items: flex-start; gap: 0.75rem; padding: 0.5rem 0; font-size: 0.9375rem; color: var(--mhx-text); }
.feature-list li svg { color: var(--mhx-success); flex-shrink: 0; margin-top: 0.2rem; }
.feature-visual {
	background: linear-gradient(135deg, var(--mhx-primary) 0%, var(--mhx-primary-soft) 100%);
	border-radius: var(--mhx-radius-xl); padding: 3rem 2.5rem;
	color: #fff; min-height: 320px;
	display: flex; flex-direction: column; justify-content: center;
	position: relative; overflow: hidden;
}
.feature-visual::before { content: ''; position: absolute; top: -50%; right: -20%; width: 400px; height: 400px; border-radius: 50%; background: radial-gradient(circle, rgba(201,169,97,0.15), transparent 70%); }
.feature-visual--gold { background: linear-gradient(135deg, #1A2F50 0%, #0A2540 100%); border: 1px solid rgba(201,169,97,0.3); }
.feature-stat { font-size: 3rem; font-weight: 800; letter-spacing: -0.025em; line-height: 1; color: #fff; margin-bottom: 0.5rem; position: relative; z-index: 1; }
.feature-stat-suffix { color: var(--mhx-accent); }
.feature-stat-label { font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.14em; color: rgba(255,255,255,0.7); margin-bottom: 1.5rem; font-weight: 600; position: relative; z-index: 1; }
.feature-quote { font-size: 1.0625rem; line-height: 1.55; color: rgba(255,255,255,0.9); position: relative; z-index: 1; }
.feature-quote-author { font-size: 0.8125rem; color: rgba(255,255,255,0.7); margin-top: 1rem; font-weight: 500; position: relative; z-index: 1; }
@media (max-width: 880px) {
	.feature-row { grid-template-columns: 1fr; gap: 2rem; }
	.feature-row--reverse > .feature-text,
	.feature-row--reverse > .feature-visual { order: initial; }
}

/* ---------- 19. Tools Hub (NEW) -------------------------------------- */
.section-tools { background: var(--mhx-bg-soft); }
.tools-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.25rem; margin-top: 2.5rem; }
.tool-card { display: block; background: var(--mhx-bg); border: 1px solid var(--mhx-border); border-radius: var(--mhx-radius-lg); padding: 1.75rem; color: var(--mhx-text); transition: all var(--mhx-transition); }
.tool-card:hover { border-color: var(--mhx-primary); transform: translateY(-3px); box-shadow: var(--mhx-shadow-lg); color: var(--mhx-text); }
.tool-card-icon { width: 44px; height: 44px; border-radius: 10px; background: var(--mhx-primary); color: #fff; display: inline-flex; align-items: center; justify-content: center; margin-bottom: 1.25rem; }
.tool-card-title { font-size: 1.0625rem; font-weight: 700; color: var(--mhx-text-strong); margin: 0 0 0.5rem; }
.tool-card-desc { font-size: 0.875rem; color: var(--mhx-text-muted); margin: 0 0 1rem; line-height: 1.5; }
.tool-card-cta { font-size: 0.75rem; font-weight: 700; color: var(--mhx-primary); text-transform: uppercase; letter-spacing: 0.1em; display: inline-flex; align-items: center; gap: 0.3rem; }
@media (max-width: 880px) { .tools-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 480px) { .tools-grid { grid-template-columns: 1fr; } }

/* ---------- 20. Testimonials ---------------------------------------- */
.section-testimonials { background: var(--mhx-bg); }
.testimonial-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; margin-top: 2.5rem; }
.testimonial-card { padding: 2rem; background: var(--mhx-bg); border: 1px solid var(--mhx-border); border-radius: var(--mhx-radius-lg); display: flex; flex-direction: column; gap: 1rem; }
.testimonial-stars { display: flex; gap: 0.125rem; color: var(--mhx-accent); }
.testimonial-quote { font-size: 1rem; color: var(--mhx-text); line-height: 1.6; font-weight: 500; margin: 0; flex: 1; }
.testimonial-author { display: flex; align-items: center; gap: 0.75rem; padding-top: 1rem; border-top: 1px solid var(--mhx-border-soft); }
.testimonial-avatar { width: 44px; height: 44px; border-radius: 50%; background: var(--mhx-primary); color: #fff; display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 0.875rem; }
.testimonial-name { font-weight: 700; font-size: 0.9375rem; color: var(--mhx-text-strong); }
.testimonial-meta { font-size: 0.75rem; color: var(--mhx-text-muted); margin-top: 2px; }
@media (max-width: 880px) { .testimonial-grid { grid-template-columns: 1fr; } }

/* ---------- 21. FAQ Accordion (NEW) -------------------------------- */
.section-faq { background: var(--mhx-bg-soft); }
.faq-list { max-width: 820px; margin: 2.5rem auto 0; }
.faq-item { background: var(--mhx-bg); border: 1px solid var(--mhx-border); border-radius: var(--mhx-radius-lg); margin-bottom: 0.75rem; overflow: hidden; transition: border-color var(--mhx-transition); }
.faq-item.is-open { border-color: var(--mhx-primary); }
.faq-question { display: flex; justify-content: space-between; align-items: center; gap: 1rem; width: 100%; padding: 1.125rem 1.5rem; background: transparent; border: none; text-align: left; font-size: 0.9375rem; font-weight: 600; color: var(--mhx-text-strong); cursor: pointer; }
.faq-question:hover { color: var(--mhx-primary); }
.faq-toggle { flex-shrink: 0; width: 24px; height: 24px; display: inline-flex; align-items: center; justify-content: center; color: var(--mhx-text-muted); transition: transform var(--mhx-transition); font-size: 1.25rem; line-height: 1; font-weight: 400; }
.faq-item.is-open .faq-toggle { transform: rotate(45deg); color: var(--mhx-primary); }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height var(--mhx-transition); }
.faq-item.is-open .faq-answer { max-height: 600px; }
.faq-answer-inner { padding: 0 1.5rem 1.25rem; font-size: 0.9375rem; color: var(--mhx-text-muted); line-height: 1.6; }

/* ---------- 22. Newsletter (NEW) ----------------------------------- */
.section-newsletter { background: var(--mhx-primary); color: #fff; padding: 4rem 0; }
.newsletter-grid { display: grid; grid-template-columns: 1.2fr 1fr; gap: 3rem; align-items: center; }
.newsletter-text h2 { color: #fff; margin: 0; }
.newsletter-text .eyebrow { color: var(--mhx-accent); }
.newsletter-text p { color: rgba(255,255,255,0.8); font-size: 1rem; margin: 1rem 0 0; }
.newsletter-form { display: flex; flex-direction: column; gap: 0.75rem; }
.newsletter-form-row { display: flex; gap: 0.5rem; }
.newsletter-form input[type="email"] { background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.2); color: #fff; padding: 0.875rem 1rem; flex: 1; }
.newsletter-form input[type="email"]::placeholder { color: rgba(255,255,255,0.55); }
.newsletter-form input[type="email"]:focus { background: rgba(255,255,255,0.15); border-color: var(--mhx-accent); box-shadow: 0 0 0 3px rgba(201,169,97,0.15); }
.newsletter-form .btn { background: var(--mhx-accent); color: #fff; padding: 0.875rem 1.5rem; }
.newsletter-form .btn:hover { background: var(--mhx-accent-dark); color: #fff; }
.newsletter-fineprint { font-size: 0.75rem; color: rgba(255,255,255,0.6); }
@media (max-width: 720px) { .newsletter-grid { grid-template-columns: 1fr; gap: 1.5rem; } }

/* ---------- 23. Final CTA ---------------------------------------- */
.section-cta-final { padding: 6rem 0; background: var(--mhx-bg); }
.cta-final-card { max-width: 820px; margin: 0 auto; text-align: center; padding: 4rem 2rem; background: linear-gradient(135deg, var(--mhx-primary) 0%, var(--mhx-primary-soft) 100%); border-radius: var(--mhx-radius-xl); color: #fff; position: relative; overflow: hidden; }
.cta-final-card::before { content: ''; position: absolute; top: -30%; right: -10%; width: 350px; height: 350px; border-radius: 50%; background: radial-gradient(circle, rgba(201,169,97,0.15), transparent 70%); }
.cta-final-card .eyebrow { color: var(--mhx-accent); position: relative; z-index: 1; }
.cta-final-title { color: #fff; font-size: clamp(1.75rem, 4vw, 2.75rem); margin: 0 0 1rem; position: relative; z-index: 1; }
.cta-final-subtitle { color: rgba(255,255,255,0.85); font-size: 1.0625rem; margin: 0 0 2rem; position: relative; z-index: 1; }
.cta-final-buttons { display: flex; gap: 0.75rem; justify-content: center; flex-wrap: wrap; position: relative; z-index: 1; }
.cta-final-buttons .btn-primary { background: var(--mhx-accent); color: #fff; }
.cta-final-buttons .btn-primary:hover { background: var(--mhx-accent-dark); color: #fff; }

/* ---------- 24. Footer (premium dark) ---------------------------- */
.site-footer { background: var(--mhx-bg-dark); color: rgba(255,255,255,0.75); padding: 4rem 0 1.5rem; margin-top: 0; }
.site-footer h3, .site-footer .widget-title { font-size: 0.75rem; font-weight: 700; color: #fff; text-transform: uppercase; letter-spacing: 0.14em; margin: 0 0 1.25rem; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 3rem; margin-bottom: 3rem; }
.footer-col ul { list-style: none; padding: 0; margin: 0; }
.footer-col ul li { margin-bottom: 0.625rem; }
.footer-col ul li a { color: rgba(255,255,255,0.7); font-size: 0.875rem; transition: color var(--mhx-transition); }
.footer-col ul li a:hover { color: #fff; }
.footer-col p { font-size: 0.875rem; color: rgba(255,255,255,0.7); margin: 0 0 0.5rem; line-height: 1.6; }
.site-name-footer { color: var(--mhx-accent) !important; font-size: 1.25rem !important; font-weight: 800 !important; letter-spacing: -0.015em !important; margin: 0 0 1rem !important; text-transform: none !important; }
.footer-meta { border-top: 1px solid rgba(255,255,255,0.08); padding-top: 1.5rem; display: flex; justify-content: space-between; align-items: center; font-size: 0.75rem; color: rgba(255,255,255,0.5); flex-wrap: wrap; gap: 0.75rem; }
.footer-meta-tag { color: rgba(255,255,255,0.4); letter-spacing: 0.06em; }
@media (max-width: 880px) { .footer-grid { grid-template-columns: repeat(2, 1fr); gap: 2rem; } }
@media (max-width: 500px) { .footer-grid { grid-template-columns: 1fr; } }

/* ---------- 25. Floating Widgets ----------------------------- */
.floating-widgets { position: fixed; right: 20px; bottom: 20px; display: flex; flex-direction: column; gap: 10px; z-index: 999; }
.fab { display: inline-flex; align-items: center; gap: 0.5rem; padding: 0.85rem 1.125rem; border-radius: 32px; font-size: 0.8125rem; font-weight: 600; color: #fff; box-shadow: 0 8px 24px rgba(0,0,0,0.18); transition: transform var(--mhx-transition); }
.fab:hover { transform: translateY(-2px); color: #fff; }
.fab-whatsapp { background: #25D366; }
.fab-callback { background: var(--mhx-primary); }
@media (max-width: 600px) {
	.fab-label { display: none; }
	.fab { padding: 0.95rem; border-radius: 50%; }
	.floating-widgets { right: 14px; bottom: 14px; }
}

/* ---------- 26. Product / DSA / Insurance / Hub pages ------- */
.section-product-hero, .section-insurance-hero, .section-dsa-hero {
	padding-top: 4rem; padding-bottom: 4rem;
	background: linear-gradient(180deg, var(--mhx-primary-light) 0%, var(--mhx-bg) 100%);
}
.product-hero-grid, .dsa-hero-grid { display: grid; grid-template-columns: 1.4fr 1fr; gap: 3rem; align-items: start; }
.product-hero-tag, .dsa-hero-tag { display: inline-block; padding: 0.3rem 0.75rem; background: var(--mhx-primary); color: #fff; font-size: 0.6875rem; font-weight: 700; border-radius: 12px; text-transform: uppercase; letter-spacing: 0.12em; margin-bottom: 1rem; }
.dsa-hero-tag { background: var(--mhx-accent); }
.product-hero-title, .dsa-hero-title { margin: 0 0 1rem; font-size: clamp(1.875rem, 3.5vw, 2.75rem); font-weight: 800; letter-spacing: -0.025em; color: var(--mhx-primary); }
.product-hero-content, .dsa-hero-content { color: var(--mhx-text-muted); font-size: 1rem; line-height: 1.65; margin-bottom: 2rem; }
.product-hero-ctas, .dsa-hero-ctas { display: flex; flex-wrap: wrap; gap: 0.75rem; }

.summary-card { background: var(--mhx-bg); border: 1px solid var(--mhx-border); border-radius: var(--mhx-radius-lg); padding: 1.75rem; box-shadow: var(--mhx-shadow); }
.summary-row { display: flex; justify-content: space-between; padding: 0.7rem 0; border-bottom: 1px solid var(--mhx-border-soft); font-size: 0.875rem; }
.summary-row:last-child { border-bottom: none; }
.summary-row--cta { padding-top: 1.25rem; }
.summary-label { color: var(--mhx-text-muted); font-weight: 500; }
.summary-row strong { color: var(--mhx-text-strong); font-weight: 700; }

.eligibility-grid, .docs-grid { display: grid; gap: 1rem; }
.eligibility-grid { grid-template-columns: repeat(4, 1fr); }
.docs-grid { grid-template-columns: repeat(3, 1fr); }
.eligibility-item, .docs-col { padding: 1.5rem; background: var(--mhx-bg-soft); border-radius: var(--mhx-radius-lg); border: 1px solid var(--mhx-border-soft); }
.eligibility-item h3, .docs-col h3 { font-size: 0.9375rem; margin: 0 0 0.5rem; color: var(--mhx-text-strong); }
.eligibility-item p { margin: 0; font-size: 0.875rem; color: var(--mhx-text-muted); }
.docs-col ul { list-style: none; padding: 0; margin: 0; }
.docs-col ul li { display: flex; align-items: center; gap: 0.5rem; padding: 0.4rem 0; font-size: 0.875rem; color: var(--mhx-text); }
.docs-col ul li svg { color: var(--mhx-success); flex-shrink: 0; }
@media (max-width: 880px) {
	.product-hero-grid, .dsa-hero-grid { grid-template-columns: 1fr; }
	.eligibility-grid { grid-template-columns: repeat(2, 1fr); }
	.docs-grid { grid-template-columns: 1fr; }
}

.dsa-hero-stats { display: grid; gap: 1rem; }
.dsa-stat-card { padding: 1.25rem 1.5rem; background: var(--mhx-bg); border: 1px solid var(--mhx-border); border-radius: var(--mhx-radius-lg); }
.dsa-stat-value { font-size: 1.625rem; font-weight: 800; color: var(--mhx-primary); letter-spacing: -0.02em; }
.dsa-stat-label { font-size: 0.75rem; color: var(--mhx-text-muted); text-transform: uppercase; letter-spacing: 0.1em; font-weight: 600; margin-top: 0.25rem; }

.benefits-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.25rem; }
.benefit-item { padding: 1.75rem; background: var(--mhx-bg); border: 1px solid var(--mhx-border-soft); border-radius: var(--mhx-radius-lg); }
.benefit-item svg { color: var(--mhx-success); margin-bottom: 0.875rem; }
.benefit-item h3 { margin: 0 0 0.5rem; font-size: 1.0625rem; }
.benefit-item p { margin: 0; font-size: 0.9375rem; color: var(--mhx-text-muted); line-height: 1.55; }
@media (max-width: 880px) { .benefits-grid { grid-template-columns: 1fr; } }

.dsa-register-card, .quote-card { max-width: 820px; margin: 0 auto; padding: 2.5rem; background: var(--mhx-bg); border: 1px solid var(--mhx-border); border-radius: var(--mhx-radius-xl); box-shadow: var(--mhx-shadow); }
.dsa-disclosure { padding: 1.75rem; background: var(--mhx-accent-light); border-left: 3px solid var(--mhx-accent); border-radius: var(--mhx-radius); }
.dsa-disclosure h3 { margin: 0 0 0.5rem; font-size: 1rem; color: var(--mhx-text-strong); }
.dsa-disclosure p { margin: 0; font-size: 0.875rem; color: var(--mhx-text-muted); line-height: 1.6; }

/* ---------- 27. Generic page templates --------------------- */
.page-container, .single-container, .archive-container { padding: 3rem 0 4rem; max-width: 820px; }
.page-header, .single-header, .archive-header { margin-bottom: 2rem; }
.page-title, .single-title, .archive-title { font-size: clamp(1.875rem, 4vw, 2.5rem); font-weight: 800; letter-spacing: -0.025em; color: var(--mhx-primary); }
.single-meta { color: var(--mhx-text-muted); font-size: 0.875rem; }
.single-content p, .page-body p { line-height: 1.75; }
.single-thumb { margin: 1rem 0 2rem; border-radius: var(--mhx-radius-lg); overflow: hidden; }

.post-list { display: grid; gap: 1.5rem; }
.post-card { display: grid; grid-template-columns: 220px 1fr; gap: 1.75rem; padding: 1.5rem; background: var(--mhx-bg); border: 1px solid var(--mhx-border); border-radius: var(--mhx-radius-lg); transition: all var(--mhx-transition); }
.post-card:hover { border-color: var(--mhx-border-strong); box-shadow: var(--mhx-shadow); }
.post-card-thumb img { border-radius: var(--mhx-radius); object-fit: cover; height: 100%; }
.post-card-title { font-size: 1.25rem; margin: 0 0 0.5rem; }
.post-card-title a { color: var(--mhx-text-strong); }
.post-card-title a:hover { color: var(--mhx-primary); }
.post-card-meta { font-size: 0.8125rem; color: var(--mhx-text-muted); margin-bottom: 0.75rem; }
.post-card-excerpt { font-size: 0.9375rem; color: var(--mhx-text-muted); margin-bottom: 0.75rem; line-height: 1.6; }
.post-card-more { display: inline-flex; align-items: center; gap: 0.3rem; font-size: 0.75rem; font-weight: 700; color: var(--mhx-primary); text-transform: uppercase; letter-spacing: 0.1em; }
@media (max-width: 600px) { .post-card { grid-template-columns: 1fr; } }

.pagination { margin-top: 2.5rem; display: flex; justify-content: center; }
.pagination .nav-links { display: flex; gap: 0.5rem; flex-wrap: wrap; }
.pagination .page-numbers { padding: 0.55rem 0.95rem; background: var(--mhx-bg); border: 1px solid var(--mhx-border); border-radius: var(--mhx-radius); color: var(--mhx-text); font-size: 0.875rem; font-weight: 500; }
.pagination .page-numbers.current { background: var(--mhx-primary); color: #fff; border-color: var(--mhx-primary); }

.error-404-container { padding: 6rem 0; text-align: center; }
.error-404-code { font-size: 6rem; font-weight: 800; color: var(--mhx-primary); margin: 0; line-height: 1; letter-spacing: -0.04em; }
.error-404-title { font-size: 1.75rem; margin: 0.5rem 0 1rem; color: var(--mhx-text-strong); }
.error-404-desc { color: var(--mhx-text-muted); margin-bottom: 2rem; font-size: 1rem; }
.error-404-actions { display: flex; gap: 0.75rem; justify-content: center; flex-wrap: wrap; }

/* ---------- 28. Hub pages (Loans/DSA/Insurance/Tools/About) ------- */
.section-hub-hero { padding: 5rem 0; background: linear-gradient(180deg, var(--mhx-primary) 0%, var(--mhx-primary-soft) 100%); color: #fff; text-align: center; }
.section-hub-hero h1 { color: #fff; max-width: 820px; margin: 0 auto 1rem; }
.section-hub-hero .eyebrow { color: var(--mhx-accent); }
.section-hub-hero p { color: rgba(255,255,255,0.85); font-size: 1.125rem; max-width: 640px; margin: 0 auto; line-height: 1.6; }

.about-grid { display: grid; grid-template-columns: 1.2fr 1fr; gap: 3rem; align-items: center; }
.about-stats { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; }
.about-stat-card { padding: 1.5rem; background: var(--mhx-bg-soft); border-radius: var(--mhx-radius-lg); text-align: center; }
.about-stat-value { font-size: 2rem; font-weight: 800; color: var(--mhx-primary); letter-spacing: -0.02em; }
.about-stat-label { font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--mhx-text-muted); font-weight: 600; margin-top: 0.25rem; }
@media (max-width: 880px) { .about-grid { grid-template-columns: 1fr; } }

.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; }
.contact-info-block { padding: 1.5rem; background: var(--mhx-bg-soft); border-radius: var(--mhx-radius-lg); margin-bottom: 1rem; }
.contact-info-block h3 { font-size: 1rem; margin: 0 0 0.5rem; }
.contact-info-block p { margin: 0; font-size: 0.9375rem; color: var(--mhx-text-muted); }
.contact-info-block a { font-weight: 600; }
@media (max-width: 720px) { .contact-grid { grid-template-columns: 1fr; } }

/* ---------- 29. Forms ------------------------------------- */
.mahadevx-form { display: grid; gap: 1rem; }
.mahadevx-form .form-row { display: grid; gap: 1rem; }
.mahadevx-form .form-row--2 { grid-template-columns: 1fr 1fr; }
.mahadevx-form .form-actions { margin-top: 0.5rem; }
.mahadevx-form .form-message { padding: 0.95rem 1.125rem; border-radius: var(--mhx-radius); font-size: 0.875rem; display: none; font-weight: 500; }
.mahadevx-form .form-message--success { background: var(--mhx-success-light); color: var(--mhx-success); display: block; }
.mahadevx-form .form-message--error { background: #FEE2E2; color: #991B1B; display: block; }
@media (max-width: 600px) { .mahadevx-form .form-row--2 { grid-template-columns: 1fr; } }