Axis Bank
India's third-largest private sector bank, known for competitive retail lending and the Burgundy private banking franchise.
About Axis Bank
Axis Bank, established in 1993 and originally named UTI Bank, is India's third-largest private sector bank by market capitalisation. Axis offers home loans, personal loans, business loans, LAP, and corporate credit alongside its retail and wealth-management franchises. Axis is competitive on personal loan rates for select corporate empanelments and has strong professional-loan products for doctors, CAs, and engineers. MahadevX is an empanelled Axis DSA.
Loan Products & Rates from Axis Bank
Indicative starting ranges. Your personalised offer is finalised by the lender based on your profile.
Personal Loan
Rate 10.99% – 22.0% p.a.; loan up to Rs 40,00,000; tenure up to 60 months.
Business Loan
Rate 10.99% – 22.0% p.a.; loan up to Rs 40,00,000; tenure up to 60 months.
Home Loan
Rate 10.99% – 22.0% p.a.; loan up to Rs 40,00,000; tenure up to 60 months.
Loan Against Property
Rate 10.99% – 22.0% p.a.; loan up to Rs 40,00,000; tenure up to 60 months.
Credit Card
Rate 10.99% – 22.0% p.a.; loan up to Rs 40,00,000; tenure up to 60 months.
Where Axis Bank fits best
No two lenders are right for every profile. Here is where this one stands out.
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Personal loans for select corporate-empanelled salaried customers
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Doctor, CA, engineer and other professional loans
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Burgundy private-banking customers (preferential rates)
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Flexible tenure options for home loans and LAP
Why apply through MahadevX
Multiple bank comparison
One OTP-verified application; we negotiate your file with Axis Bank and 24+ other lenders and bring you the top offers. One CIBIL inquiry, not twenty-five.
Dedicated advisor
A real human runs your file from documentation pickup to lender coordination to disbursal follow-up. Reachable on call and WhatsApp.
Debt restructuring advisory
Unique to MahadevX: if you have existing high-EMI loans, our advisors can structure consolidation that lowers your monthly outgo before we add a new file.
Eligibility & Documents
Salaried Borrowers
- Age 21 to 60 years
- Minimum monthly income usually Rs 25,000 (Rs 50,000+ for prime products)
- Salaried with at least 2 years of work experience
- CIBIL score 700+ (750+ unlocks the best rates)
- Indian resident; pan-India serviceability
Self-Employed Borrowers
- Age 23 to 65 years
- Business vintage of 2-3 years (specific lenders consider 1 year)
- Audited financials and last 2 years ITR
- Latest 12 months GST returns and bank statements
- CIBIL score 700+ on personal and business credit
Documents Required
- PAN card
- Aadhaar card (for KYC and address)
- Latest 6 months bank statement
- Last 2 years ITR + audited financials (self-employed)
- Last 3 months salary slips (salaried)
- Property documents (for home loan / LAP)
- GST registration and last 4 quarters returns (business loan)
Is Axis Bank right for you?
Three taps for an honest read - indicative, in your browser only.
Axis Bank FAQs
Is Axis Bank good for personal loans?
Yes, particularly if your employer is on Axis's corporate empanelment list - rates start from around 10.49% for select empanelments.
Does Axis Bank have special professional loans?
Yes - dedicated schemes for doctors, CAs, architects, engineers and other professionals with relaxed eligibility and competitive pricing.
How can I check if my employer is empanelled with Axis?
Submit one OTP-verified application via MahadevX; we check empanelment status for Axis and 24+ other lenders before any hard inquiry.
What is the Axis Burgundy programme?
Burgundy is Axis Bank's premium private-banking offering for high-net-worth customers, including preferential rates on lending products.
How long does Axis Bank loan approval take?
Personal loans for prime profiles: 24-72 hours. Home loans: 7-15 working days end-to-end. Business loans: 7-14 working days.
Does Axis offer balance-transfer for existing loans?
Yes - both home loan and personal loan balance transfers are available. MahadevX can compare your existing loan against Axis's BT offer.
Other lending partners
MahadevX Fintech is a loan distribution associate (DSA) of its partner banks and NBFCs, not a lender. Loan sanction, interest rates and final terms are at the sole discretion of the respective RBI-regulated lender and are subject to their credit policy. Figures shown on this page are indicative. Information here references publicly available RBI and lender guidelines and is for general awareness, not financial advice.
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