Kotak Bank
An empanelled MahadevX lending partner offering competitive loan products to Indian borrowers.
About Kotak Bank
Kotak Bank is an empanelled lending partner of MahadevX. We help you compare its offers against 24+ other banks and NBFCs on a single OTP-verified application.
Loan Products & Rates from Kotak Bank
Indicative starting ranges. Your personalised offer is finalised by the lender based on your profile.
Personal Loan
Rate 10.99% – 22.0% p.a.; loan up to Rs 35,00,000; tenure up to 60 months.
Home Loan
Rate 10.99% – 22.0% p.a.; loan up to Rs 35,00,000; tenure up to 60 months.
Loan Against Property
Rate 10.99% – 22.0% p.a.; loan up to Rs 35,00,000; tenure up to 60 months.
Credit Card
Rate 10.99% – 22.0% p.a.; loan up to Rs 35,00,000; tenure up to 60 months.
Where Kotak Bank fits best
No two lenders are right for every profile. Here is where this one stands out.
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Strong product range across personal, business and home loan categories
Why apply through MahadevX
Multiple bank comparison
One OTP-verified application; we negotiate your file with Kotak Bank and 24+ other lenders and bring you the top offers. One CIBIL inquiry, not twenty-five.
Dedicated advisor
A real human runs your file from documentation pickup to lender coordination to disbursal follow-up. Reachable on call and WhatsApp.
Debt restructuring advisory
Unique to MahadevX: if you have existing high-EMI loans, our advisors can structure consolidation that lowers your monthly outgo before we add a new file.
Eligibility & Documents
Salaried Borrowers
- Age 21 to 60 years
- Minimum monthly income usually Rs 25,000 (Rs 50,000+ for prime products)
- Salaried with at least 2 years of work experience
- CIBIL score 700+ (750+ unlocks the best rates)
- Indian resident; pan-India serviceability
Self-Employed Borrowers
- Age 23 to 65 years
- Business vintage of 2-3 years (specific lenders consider 1 year)
- Audited financials and last 2 years ITR
- Latest 12 months GST returns and bank statements
- CIBIL score 700+ on personal and business credit
Documents Required
- PAN card
- Aadhaar card (for KYC and address)
- Latest 6 months bank statement
- Last 2 years ITR + audited financials (self-employed)
- Last 3 months salary slips (salaried)
- Property documents (for home loan / LAP)
- GST registration and last 4 quarters returns (business loan)
Is Kotak Bank right for you?
Three taps for an honest read - indicative, in your browser only.
Other lending partners
MahadevX Fintech is a loan distribution associate (DSA) of its partner banks and NBFCs, not a lender. Loan sanction, interest rates and final terms are at the sole discretion of the respective RBI-regulated lender and are subject to their credit policy. Figures shown on this page are indicative. Information here references publicly available RBI and lender guidelines and is for general awareness, not financial advice.
Looking for the right financing partner?
Our advisors compare offers from 25+ banks and NBFCs and match you to the right one — based on your profile, your timeline and your goals.