Yes Bank
A private-sector bank with focused mid-market lending and corporate banking franchise.
About Yes Bank
Yes Bank, established in 2004, is a private-sector bank with a focused mid-market and corporate banking franchise. Following its 2020 restructuring, Yes Bank is now stable and actively lending across retail, MSME, and corporate segments. The bank offers home loans, personal loans, business loans, LAP, and trade finance, with particular strength in trade and working-capital products. MahadevX is empanelled with Yes Bank as a DSA partner.
Loan Products & Rates from Yes Bank
Indicative starting ranges. Your personalised offer is finalised by the lender based on your profile.
Personal Loan
Rate 10.99% – 22.0% p.a.; loan up to Rs 40,00,000; tenure up to 60 months.
Business Loan
Rate 10.99% – 22.0% p.a.; loan up to Rs 40,00,000; tenure up to 60 months.
Home Loan
Rate 10.99% – 22.0% p.a.; loan up to Rs 40,00,000; tenure up to 60 months.
Credit Card
Rate 10.99% – 22.0% p.a.; loan up to Rs 40,00,000; tenure up to 60 months.
Where Yes Bank fits best
No two lenders are right for every profile. Here is where this one stands out.
✓
Mid-market businesses and traders
✓
Trade finance and working-capital products
✓
Salaried professionals with established credit history
✓
Home loans with flexible documentation for select profiles
Why apply through MahadevX
Multiple bank comparison
One OTP-verified application; we negotiate your file with Yes Bank and 24+ other lenders and bring you the top offers. One CIBIL inquiry, not twenty-five.
Dedicated advisor
A real human runs your file from documentation pickup to lender coordination to disbursal follow-up. Reachable on call and WhatsApp.
Debt restructuring advisory
Unique to MahadevX: if you have existing high-EMI loans, our advisors can structure consolidation that lowers your monthly outgo before we add a new file.
Eligibility & Documents
Salaried Borrowers
- Age 21 to 60 years
- Minimum monthly income usually Rs 25,000 (Rs 50,000+ for prime products)
- Salaried with at least 2 years of work experience
- CIBIL score 700+ (750+ unlocks the best rates)
- Indian resident; pan-India serviceability
Self-Employed Borrowers
- Age 23 to 65 years
- Business vintage of 2-3 years (specific lenders consider 1 year)
- Audited financials and last 2 years ITR
- Latest 12 months GST returns and bank statements
- CIBIL score 700+ on personal and business credit
Documents Required
- PAN card
- Aadhaar card (for KYC and address)
- Latest 6 months bank statement
- Last 2 years ITR + audited financials (self-employed)
- Last 3 months salary slips (salaried)
- Property documents (for home loan / LAP)
- GST registration and last 4 quarters returns (business loan)
Is Yes Bank right for you?
Three taps for an honest read - indicative, in your browser only.
Yes Bank FAQs
Is Yes Bank stable after the 2020 restructuring?
Yes - Yes Bank was restructured in 2020 with a consortium led by SBI and is now well-capitalised and actively lending across retail and corporate.
Is Yes Bank good for personal loans?
Yes - particularly for salaried professionals with established credit. Rates start around 11% for prime profiles.
Does Yes Bank offer trade finance?
Yes - Letter of Credit, Bank Guarantee, working capital, and trade-specific products. Yes Bank is competitive on mid-market trade files.
What is Yes Bank's home loan rate?
Home loan rates start around 9% p.a. for prime profiles; exact rate depends on profile, property type, and LTV.
How does Yes Bank compare to ICICI or HDFC?
Yes Bank is more flexible on mid-market trade and working capital. ICICI and HDFC are stronger on prime retail. MahadevX presents all three so you choose.
Are there fees I pay to MahadevX?
No - we are paid by the lender after disbursal.
Other lending partners
MahadevX Fintech is a loan distribution associate (DSA) of its partner banks and NBFCs, not a lender. Loan sanction, interest rates and final terms are at the sole discretion of the respective RBI-regulated lender and are subject to their credit policy. Figures shown on this page are indicative. Information here references publicly available RBI and lender guidelines and is for general awareness, not financial advice.
Looking for the right financing partner?
Our advisors compare offers from 25+ banks and NBFCs and match you to the right one — based on your profile, your timeline and your goals.