Credit Manager – Risk and Compliance
Role Overview
We are seeking an experienced Credit Manager – Risk and Compliance to lead credit assessment, risk mitigation, and regulatory compliance functions. The ideal candidate will play a key role in strengthening our credit portfolio, ensuring sound credit decisions and adherence to internal policies and external regulations.
Key Responsibilities
- Evaluate credit applications and assess creditworthiness using financial analysis, risk scoring, and data insights.
- Establish and maintain credit policies, guidelines, and risk appetite frameworks.
- Monitor portfolio performance and identify early warning indicators of credit deterioration.
- Ensure compliance with RBI regulations, KYC/AML norms, and internal audit requirements.
- Collaborate with sales, underwriting, operations, and legal teams to optimize credit decisions.
- Prepare risk reports and present findings to senior management.
- Support internal and external audits, and implement corrective measures where needed.
- Drive continuous improvement in credit risk models and compliance processes.
Required Qualifications
✔ Bachelor’s degree in Finance, Economics, Business Administration, or related field
✔ 4–8 years experience in credit risk, credit underwriting, or compliance (preferably in fintech, NBFC or banking)
✔ Strong understanding of credit risk frameworks and regulatory compliance
✔ Excellent analytical, communication, and decision-making skills
✔ Proficiency in credit scoring tools and financial statement analysis
Preferred Skills
🌟 Experience with risk modeling and portfolio analytics
🌟 Knowledge of RBI regulations and lending compliance standards
🌟 Leadership experience in managing credit teams
What We Offer
✨ Competitive salary & performance incentives
✨ Health insurance and benefits package
✨ Learning & development opportunities
✨ A collaborative and high-growth work environment
How to Apply
📩 Send your resume to careers@mahadevx.com
Subject Line: Credit Manager – Risk and Compliance Application