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Free Financial Tool

Free CIBIL Score

Get your CIBIL credit score for free, instantly. Soft enquiry only — no impact on your score, no banks see this. Detailed report by email with personalised tips to improve.

Get your CIBIL score in 30 seconds.

Free, instant, and never affects your score. We pull a soft enquiry — banks see nothing. Required: PAN, mobile, full name, date of birth.

  • Soft check — no impact on your score
  • Detailed report by email
  • Personalised offers from 25+ lenders
  • 100% data privacy — DPDP Act compliant
How It Works

Three steps to clarity.

1

Verify identity

PAN, full name, mobile, date of birth — used only for the soft enquiry.

2

Get your score

Your live CIBIL score appears in 30 seconds. Detailed report sent by email.

3

Plan your borrowing

See which lenders accept your score and what rates you might qualify for.

Common Questions

Yes. RBI mandates one free CIBIL check per person per year. Through MahadevX you can check unlimited times — we cover the cost.

Lenders report monthly. Your score typically reflects the previous month's repayments. New loan or credit card additions show in 30–45 days.

750+ is considered very good. 700–749 is good. 650–699 is fair. Below 650 makes most banks decline, though specialised NBFCs may still consider.

Pay all EMIs and credit card bills on time. Keep credit utilisation below 30% of limit. Don't close old credit cards. Avoid multiple loan applications in a short window.

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