ICICI Bank
A leading private-sector bank with deep retail and corporate banking franchises.
About ICICI Bank
ICICI Bank, established in 1994, is one of India's leading private sector banks with a wide branch network and digital banking infrastructure. ICICI serves retail customers, MSMEs, and large corporates with a full suite of credit products including home loans, personal loans, business loans, LAP, working capital, and trade finance. ICICI is particularly strong in big-ticket home loans, LAP, and corporate banking. MahadevX is empanelled with ICICI as a DSA partner.
Loan Products & Rates from ICICI Bank
Indicative starting ranges. Your personalised offer is finalised by the lender based on your profile.
Personal Loan
Rate 10.75% – 22.0% p.a.; loan up to Rs 40,00,000; tenure up to 60 months.
Business Loan
Rate 10.75% – 22.0% p.a.; loan up to Rs 40,00,000; tenure up to 60 months.
Home Loan
Rate 10.75% – 22.0% p.a.; loan up to Rs 40,00,000; tenure up to 60 months.
Loan Against Property
Rate 10.75% – 22.0% p.a.; loan up to Rs 40,00,000; tenure up to 60 months.
Credit Card
Rate 10.75% – 22.0% p.a.; loan up to Rs 40,00,000; tenure up to 60 months.
Where ICICI Bank fits best
No two lenders are right for every profile. Here is where this one stands out.
✓
Big-ticket home loans (Rs 1Cr+) and Loan Against Property
✓
Established businesses and MSMEs with credit history
✓
Salaried professionals at corporate-empanelled employers
✓
Customers seeking pre-approved offers via existing relationship
Why apply through MahadevX
Multiple bank comparison
One OTP-verified application; we negotiate your file with ICICI Bank and 24+ other lenders and bring you the top offers. One CIBIL inquiry, not twenty-five.
Dedicated advisor
A real human runs your file from documentation pickup to lender coordination to disbursal follow-up. Reachable on call and WhatsApp.
Debt restructuring advisory
Unique to MahadevX: if you have existing high-EMI loans, our advisors can structure consolidation that lowers your monthly outgo before we add a new file.
Eligibility & Documents
Salaried Borrowers
- Age 21 to 60 years
- Minimum monthly income usually Rs 25,000 (Rs 50,000+ for prime products)
- Salaried with at least 2 years of work experience
- CIBIL score 700+ (750+ unlocks the best rates)
- Indian resident; pan-India serviceability
Self-Employed Borrowers
- Age 23 to 65 years
- Business vintage of 2-3 years (specific lenders consider 1 year)
- Audited financials and last 2 years ITR
- Latest 12 months GST returns and bank statements
- CIBIL score 700+ on personal and business credit
Documents Required
- PAN card
- Aadhaar card (for KYC and address)
- Latest 6 months bank statement
- Last 2 years ITR + audited financials (self-employed)
- Last 3 months salary slips (salaried)
- Property documents (for home loan / LAP)
- GST registration and last 4 quarters returns (business loan)
Is ICICI Bank right for you?
Three taps for an honest read - indicative, in your browser only.
ICICI Bank FAQs
Is ICICI Bank good for home loans?
ICICI is one of the strongest lenders for big-ticket home loans (Rs 1Cr+) and offers competitive rates starting around 8.75% p.a. for prime profiles.
What is the maximum loan amount from ICICI Bank?
ICICI lends up to Rs 10Cr for home loans, Rs 7.5Cr for LAP, and tailored amounts for business and corporate credit based on profile.
Does ICICI offer pre-approved loans?
Yes - existing ICICI savings/salary account holders often see pre-approved offers in net banking. MahadevX can compare those against external offers to ensure you get the best terms.
How is the ICICI Bank application process via MahadevX?
You submit one OTP-verified application with us. We package your file for ICICI plus other suitable lenders, present comparative offers, and coordinate documentation and disbursal end to end.
What are ICICI Bank's processing fees?
Typically 0.5% to 2% of the loan amount depending on product and profile. The exact fee appears on your sanction letter; MahadevX negotiates where possible.
Are there any charges I pay to MahadevX?
No. We are paid by the lender after disbursal. Borrowers pay nothing to MahadevX.
Other lending partners
Reviewed by Kamalapati Upadhyay · 12 + Years
MahadevX is a loan facilitation and distribution platform. Loan approval, interest rates, tenure, and disbursement are subject to the policies, eligibility criteria, and final approval of the respective lending institution.
Looking for the right financing partner?
Our advisors compare offers from 25+ banks and NBFCs and match you to the right one — based on your profile, your timeline and your goals.